Skip to content

Credit Acceptance CACC Allowance for credit losses

Allowance for credit losses at other companies

Ally Financial logo
Ally FinancialALLY
$3.54B+4.2%
First Bancorp logo
First BancorpFBNC
$124.73M+3.4%
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
$512.31M+36.6%
Capital One Financial logo
Capital One FinancialCOF
$23.63B+48.6%

Other financials

Income statement

See full
Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

See full
Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

See full
Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

See full
Market cap$6.17B-26.7%

Profitability

See full
Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

See full
Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

Ask your AI about Credit Acceptance's allowance for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Credit Acceptance's allowance for credit losses?
Credit Acceptance (CACC) reported allowance for credit losses of $3.62B in Q1 2026.
How has Credit Acceptance's allowance for credit losses changed year-over-year?
Credit Acceptance's allowance for credit losses increased by 3.5% year-over-year, from $3.5B to $3.62B.
What is the long-term trend for Credit Acceptance's allowance for credit losses?
Over 5 years (2020 to 2025), Credit Acceptance's allowance for credit losses has grown at a 1.5% compound annual growth rate (CAGR), from $3.34B to $3.6B.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.