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Home BancShares HOMB Allowance for credit losses

Allowance for credit losses at other companies

International Bancshares logo
International BancsharesIBOC
$160.44M+1.1%
JPMorgan Chase logo
JPMorgan ChaseJPM
$25.93B+2.9%
Bank of America logo
Bank of AmericaBAC
$13.15B-0.8%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$14.37B-1.2%
Regions Financial logo
Regions FinancialRF
$1.53B-5.3%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$327.89M+46.2%

Other financials

Income statement

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Revenue$266.7M+2.5%
Net income$118.2M+2.6%
EPS (diluted)$0.60+3.4%

Balance sheet

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Cash & equivalents$1.1B-14.2%
Total debt$32.7M-29.6%
Total equity$4.3B+7.6%
Total assets$23.2B+0.9%

Cash flow

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Operating cash flow$150.8M+28.9%
CapEx$11.6M+68.2%
Free cash flow$139.3M+26.4%

Valuation

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Market cap$5.57B-5.7%
Enterprise value$4.49B-3.4%
P/E11.6×-2.5×
P/S5.1×-0.7×

Profitability

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Net margin43.6%+3.1pp
FCF margin37%-0.5pp

Returns & leverage

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Return on equity11.4%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Home BancShares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Home BancShares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home BancShares's allowance for credit losses?
Home BancShares (HOMB) reported allowance for credit losses of $297.63M in Q1 2026.
How has Home BancShares's allowance for credit losses changed year-over-year?
Home BancShares's allowance for credit losses increased by 6.3% year-over-year, from $279.94M to $297.63M.
What is the long-term trend for Home BancShares's allowance for credit losses?
Over 5 years (2020 to 2025), Home BancShares's allowance for credit losses has grown at a 3.9% compound annual growth rate (CAGR), from $245.47M to $297.58M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.