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International Bancshares IBOC Allowance for credit losses

Allowance for credit losses at other companies

Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$327.89M+46.2%
HOM
Home BancSharesHOMB
$297.63M+6.3%
ServisFirst Bancshares logo
ServisFirst BancsharesSFBS
$173.91M+5.4%
UBS
United BanksharesUBSI
$299.6M-3.5%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$443M+3.3%
JPMorgan Chase logo
JPMorgan ChaseJPM
$25.93B+2.9%

Other financials

Income statement

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Revenue$208.5M+5.2%
Net income$102.2M+5.5%
EPS (diluted)$1.64+5.1%

Balance sheet

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Cash & equivalents$585.9M-0.6%
Total equity$3.3B+13.6%
Total assets$16.8B+3.4%

Cash flow

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Operating cash flow$120.7M-14.0%
CapEx$4.7M-36.5%
Free cash flow$116.0M-12.8%

Valuation

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Market cap$4.57B+6.6%
P/E11×+0.5×
P/S5.4×+0.2×

Profitability

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Net margin49%-0.5pp
FCF margin53.5%-2.7pp

Returns & leverage

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Return on equity13.5%-1.7pp
Debt / equity

Where this comes from

Reported directly by International Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: International Bancshares’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is International Bancshares's allowance for credit losses?
International Bancshares (IBOC) reported allowance for credit losses of $160.44M in Q1 2026.
How has International Bancshares's allowance for credit losses changed year-over-year?
International Bancshares's allowance for credit losses increased by 1.1% year-over-year, from $158.71M to $160.44M.
What is the long-term trend for International Bancshares's allowance for credit losses?
Over 5 years (2020 to 2025), International Bancshares's allowance for credit losses has grown at a 7.9% compound annual growth rate (CAGR), from $109.06M to $159.17M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.