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Lesaka Technologies, Inc.

LSAK

Lesaka Technologies is a financial technology provider focused on increasing financial inclusion for underserved consumers, merchants, and enterprises in Southern Africa.

Market cap
$365.61M+9.5%
Revenue$721.6M+9.4%
Net income$3.1M+103%
Free cash flow$31.8M+221%
EPS (diluted)$0.04+104%
Trailing twelve months · change vs. prior year

Earnings

Next report

Nov 4, 2026 (in 2 months)
Revenue estimate$97.4M
EPS estimate$0.03

Financials

Q4 2026

Income statement

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Revenue$188.3M+11.8%
Gross profit$62.7M+29.6%
Operating income$6.3M+122%
Net income$3.2M+110%
EPS (diluted)$0.04+111%

Balance sheet

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Cash & equivalents$81.5M+6.4%
Total debt$239.0M+7.0%
Total equity$205.4M+28.8%
Total assets$699.3M+7.3%

Cash flow

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Operating cash flow$16.9M+360%
CapEx$9.3M+128%
Free cash flow$7.5M+171%

Valuation & ratios

Valuation

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Market cap$365.61M+9.5%
Enterprise value$523.09M+5.4%
P/E117.2×
P/S0.5×0.0×

Profitability

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Gross margin32%+5.8pp
Operating margin1.8%+1.1pp
Net margin0.4%+0.2pp
FCF margin4.4%+3.0pp

Returns & leverage

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Return on equity1.7%+0.9pp
Debt / equity1.2×-0.2×
Current ratio1.6×+0.1×

Segments

By product

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ADP$105.0M
Other Products And Services$20.6M+5.4%
Transactional Fees$12.6M
Acquiring$11.7M
Cash$10.4M

By segment

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Merchant$119.4M-3.9%
Enterprisesegment$25.4M+108%
Consumer$13.4M+42.2%

Competitors

Profile

Lesaka Technologies is a financial technology provider focused on increasing financial inclusion for underserved consumers, merchants, and enterprises in Southern Africa. The company operates an integrated ecosystem that enables customers to manage payments, receive income, access credit, and obtain insurance. By connecting a proprietary biller network with merchant cash management and consumer banking services, the company facilitates the digitization of cash transactions across informal and formal economies.

Competitive position

A leading integrated fintech platform in Southern Africa specializing in the digitization of cash-based economies and financial inclusion.

GeographiesSouth Africa, Namibia, Botswana, Zambia, Kenya
Customer segmentsUnderserved consumers, Micro-merchants, Enterprise billers
Business modelTransaction-based, B2B2C, Financial Services SaaS
SuppliersBanking networks, Telecommunications infrastructure, Hardware manufacturers for cash vaults and POS terminals
CustomersSocial grant recipients, Retail merchants, Utility companies, Corporate billers
Listed1997
Employees2.3K
CEOLincoln Camagu Mali
FilingsSEC EDGAR

FAQ

What is Lesaka Technologies, Inc.'s market cap?
Lesaka Technologies, Inc. (LSAK) has a market capitalization of $365.6M and trades on NASDAQ.
What is Lesaka Technologies, Inc.'s revenue and profitability?
Lesaka Technologies, Inc. generated $721.6M in trailing twelve-month revenue with net income of $3.1M, representing a net margin of 0.4%. Gross margin stands at 32.0%, with free cash flow of $31.8M. The latest reported period is Q4 2026.
Who are Lesaka Technologies, Inc.'s competitors?
Lesaka Technologies, Inc.'s key competitors include The OLB Group, Inc. Common Stock, Pathward Financial, Inc. Common Stock, Priority Technology Holdings, Inc., and others. These companies compete in similar markets and product categories.
What subsidiaries does Lesaka Technologies, Inc. have?
Lesaka Technologies, Inc.'s subsidiaries include Connect Group, Adumo, Recharger, and others.
Where is Lesaka Technologies, Inc. headquartered?
Lesaka Technologies, Inc. is headquartered in South Africa and employs approximately 2,303 people. It has been publicly traded since 1997.