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LendingTree TREE Insurance Segment — Gross Profit

Other segment segments

Consumer Segment
$32.93M+21.4%
Home Segment
$9.96M-24.2%
Other
-$70K-483%

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Other financials

Income statement

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Revenue$327.3M+36.5%
Gross profit$315.6M+37.3%
Operating income$31.1M+538%
Net income$17.3M+240%
EPS (diluted)$1.22+233%

Balance sheet

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Cash & equivalents$85.5M-32.3%
Total debt$437.9M-22.8%
Total equity$304.7M+194%
Total assets$863.9M+11.2%

Cash flow

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Operating cash flow$11.6M+5,601%
CapEx$2.8M-18.9%
Free cash flow$8.8M+342%

Valuation

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Market cap$451.09M-40.1%
Enterprise value$803.43M-31.2%
P/E2.5×
P/S0.4×-0.4×

Profitability

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Gross margin96.3%+0.2pp
Operating margin8.6%+5.4pp
Net margin15%
FCF margin6.1%+1.5pp

Returns & leverage

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Return on equity88.6%
Debt / equity1.4×-4.0×
Current ratio1.9×+0.7×

Where this comes from

Reported directly by LendingTree in its filing.

Tagged under the XBRL concept us-gaap:GrossProfit.

The source filing: LendingTree’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:22 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-029355
Line itemHomeConsumerInsuranceOtherTotal
Revenue$39,068$66,333$221,859$7$327,267
Segment marketing expense29,10633,400163,92777226,510
Segment profit (loss)9,96232,93357,932(70)100,757
Cost of revenue11,696
Brand and other marketing expense12,058
General and administrative expense27,990
Product development11,467
Depreciation4,185

Item 1. Financial Statements

FAQ

What is LendingTree's insurance segment — gross profit?
LendingTree (TREE) reported insurance segment — gross profit of $57.93M in Q1 2026.
How has LendingTree's insurance segment — gross profit changed year-over-year?
LendingTree's insurance segment — gross profit increased by 49.7% year-over-year, from $38.71M to $57.93M.
What is the long-term trend for LendingTree's insurance segment — gross profit?
Over 4 years (2021 to 2025), LendingTree's insurance segment — gross profit has grown at a 11.3% compound annual growth rate (CAGR), from $113.46M to $174.42M.
What does insurance segment — gross profit mean?
This is the residual profit after deducting the direct costs of service delivery from the total revenue generated by the insurance segment. It measures the core profitability of the insurance marketplace operations before accounting for corporate overhead or marketing expenses. A stable or expanding gross profit margin suggests effective management of direct service costs and strong pricing power within the insurance vertical.

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