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Trupanion TRUP Q2 2026 earnings

Reported August 5, 2026 · After market close

Revenue$392.9MBeat by $3.2M
EPS$0.16Beat by $0.05
Revenue estimate$389.7M
EPS estimate$0.11
“We continue to execute on the priorities that matter most by growing margin, improving the economics of new enrollments, and investing our capital with discipline. As our business continues to compound, we have more opportunities to allocate capital where we believe it will create lasting shareholder value.”
Margi Tooth

Next report

Nov 5, 2026 (in 2 months)
Revenue estimate$402.5M
EPS estimate$0.16

Financials

Q2 2026

Income statement

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Revenue$392.9M+11.1%
Gross profit$65.1M+18.8%
Operating income$6.4M+176%
Net income$6.8M-27.4%
EPS (diluted)$0.16-27.3%

Balance sheet

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Cash & equivalents$178.3M+8.4%
Total debt$106.9M-6.6%
Total equity$409.7M+15.3%
Total assets$930.8M+9.8%

Cash flow

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Operating cash flow$21.0M+39.7%
CapEx$1.8M-38.7%
Free cash flow$19.2M+59.0%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$1.15B-39.6%
Enterprise value$1.08B-41.8%
P/E49.7×—
P/S0.8×-0.6×

Profitability

See full
Gross margin16.6%+1.2pp
Operating margin1.6%+1.4pp
Net margin1.5%—
FCF margin5.4%+0.9pp

Returns & leverage

See full
Return on equity6.1%—
Debt / equity0.3×-0.1×
Current ratio1.8×+0.1×

Segments

By segment

See full
Subscription business$276.7M+14.3%
Other Segments$116.2M+4.3%

FAQ

When did Trupanion report Q2 2026 earnings?
Trupanion (TRUP) reported Q2 2026 earnings on August 5, 2026 after market close.
What were Trupanion's Q2 2026 revenue and EPS?
Trupanion reported revenue of $392.9M and eps of $0.16 for Q2 2026.
Did Trupanion beat estimates in Q2 2026?
Revenue beat the consensus estimate of $389.7M by $3.2M. EPS beat the consensus estimate of $0.11 by $0.05.
How did Trupanion's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.1% from $353.6M a year earlier and eps declined 27.3% from $0.22.
Where can I find Trupanion's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001371285-26-000171) and the 10-Q periodic report (0001371285-26-000172) directly on SEC EDGAR. The filing index links above go to sec.gov.