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Trupanion TRUP Other Segments — Claims Expense

Other segment segments

Subscription business
$191.41M+13.8%

Similar metrics at other companies

Cigna logo
CIOther — Liability for Claims and Claims Adjustment Expense
$316M-13.7%
CNA Financial logo
CNASpecialty — Claim and claim adjustment expenses
$7.79B+2.8%
The Hanover Insurance Group logo
THGAll Other Segments — Supplementary Insurance Information Benefits Claims Losses And Settlement Expense
$175K-50.0%
Allstate logo
ALLOther Insurance Product Line — Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims
-$6M-142%
Landstar System logo
LSTRInsurance — Insurance And Claims
$16.23M-7.6%
CNA Financial logo
CNACorporate & Other — Claim and claim adjustment expenses
$2.51B-5.0%

Other financials

Income statement

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Revenue$384.0M+12.3%
Gross profit$61.5M+20.3%
Operating income$4.8M+424%
Net income$4.9M+429%
EPS (diluted)$0.11+467%

Balance sheet

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Cash & equivalents$182.9M-11.2%
Total debt$109.3M-15.2%
Total equity$394.8M+18.3%
Total assets$921.6M+10.1%

Cash flow

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Operating cash flow$14.6M-8.6%
CapEx$847.0K-56.1%
Free cash flow$13.7M-2.1%

Valuation

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Market cap$1.04B-56.4%
Enterprise value$968.57M-58.1%
P/E40.4×
P/S0.7×-1.1×

Profitability

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Gross margin16.3%+1.6pp
Operating margin1.4%+1.1pp
Net margin1.7%
FCF margin5.1%+1.0pp

Returns & leverage

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Return on equity7.1%
Debt / equity0.3×-0.1×
Current ratio1.7×0.0×

Where this comes from

Reported directly by Trupanion in its filing.

Tagged under the XBRL concept trup:ClaimsExpense.

The official record: Trupanion’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trupanion's other segments — claims expense?
Trupanion (TRUP) reported other segments — claims expense of $90.02M in Q1 2026.
How has Trupanion's other segments — claims expense changed year-over-year?
Trupanion's other segments — claims expense increased by 13.6% year-over-year, from $79.27M to $90.02M.
What is the long-term trend for Trupanion's other segments — claims expense?
Over 4 years (2021 to 2025), Trupanion's other segments — claims expense has grown at a 26.2% compound annual growth rate (CAGR), from $129.61M to $328.82M.
What does other segments — claims expense mean?
Represents the total costs incurred by the insurance segment related to the settlement of policyholder claims, including both current and prior period adjustments. This metric is a primary indicator of underwriting performance and the accuracy of initial claim reserve estimates. Monitoring this expense is essential for assessing the profitability and risk profile of the insurance product portfolio.