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Trupanion TRUP Subscription business — Claims Expense
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Where this comes from
Reported directly by Trupanion in its filing.
Tagged under the XBRL concept trup:ClaimsExpense.
The source filing: Trupanion’s 10-Q, filed August 5, 2026.
- Filed
- Aug 5, 2026, 5:02 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001371285-26-000172
| Line item | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Subscription business: | ||||
| Revenue | $276,690 | $242,156 | $546,144 | $475,220 |
| Veterinary invoice expense | 194,803 | 172,874 | 386,217 | 341,055 |
| Other cost of revenue | 25,451 | 22,614 | 50,489 | 44,278 |
| Technology and development | 8,981 | 5,881 | 16,903 | 11,381 |
| General and administrative | 13,748 | 13,782 | 27,151 | 27,339 |
| New pet acquisition expense | 22,790 | 19,768 | 45,373 | 40,280 |
| Depreciation and amortization | 2,586 | 2,714 | 5,187 | 5,297 |
Item 1. Financial Statements
FAQ
- What is Trupanion's subscription business — claims expense?
- Trupanion (TRUP) reported subscription business — claims expense of $194.8M in Q2 2026.
- How has Trupanion's subscription business — claims expense changed year-over-year?
- Trupanion's subscription business — claims expense increased by 12.7% year-over-year, from $172.87M to $194.8M.
- What is the long-term trend for Trupanion's subscription business — claims expense?
- Over 4 years (2021 to 2025), Trupanion's subscription business — claims expense has grown at a 18.4% compound annual growth rate (CAGR), from $356.45M to $700.15M.
- What does subscription business — claims expense mean?
- Represents the total costs incurred by the insurance segment for veterinary invoice payments and related claims adjustment expenses. This metric reflects the core underwriting risk and the cost of fulfilling policyholder obligations for the subscription product line.
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