Business Segments · Claims and claim adjustment expense reserves
Business And International Insurance — Claims and claim adjustment expense reserves
The Travelers Companies Business And International Insurance — Claims and claim adjustment expense reserves increased by 3.9% to $51.66B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 3.9%, from $49.73B to $51.66B.
Analysis
StatementSegment
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2016
Last reportedQ4 2025
Rolls up toClaims and claim adjustment expense reserves
How to read this metric
Significant increases may suggest deteriorating loss trends or adverse development, while stable or decreasing reserves relative to premiums suggest strong underwriting discipline.
Detailed definition
This represents the estimated liability for claims that have been reported but not yet settled, as well as claims that h...
Peer comparison
Standard industry metric for P&C insurers; comparable to 'Loss Reserves' or 'Claims Liabilities' at peer firms.
Metric ID:
trv_segment_business_insurance_claims_and_claim_adjustment_expense_reservesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $45.36B | $45.91B | $47.74B | $49.73B | $51.66B |
| QoQ Change | — | +1.2% | +4.0% | +4.2% | +3.9% |
| YoY Change | — | +1.2% | +4.0% | +4.2% | +3.9% |
Range$45.36B – $51.66B
CAGR+13.9%
Avg YoY Growth+3.3%
Median YoY Growth+3.9%
Current Streak4+ quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is The Travelers Companies's business and international insurance — claims and claim adjustment expense reserves?
- The Travelers Companies (TRV) reported business and international insurance — claims and claim adjustment expense reserves of $51.66B in Q4 2025.
- How has The Travelers Companies's business and international insurance — claims and claim adjustment expense reserves changed year-over-year?
- The Travelers Companies's business and international insurance — claims and claim adjustment expense reserves increased by 3.9% year-over-year, from $49.73B to $51.66B.
- What does business and international insurance — claims and claim adjustment expense reserves mean?
- The total amount of money set aside to pay for future insurance claims that have already occurred.