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The Travelers Companies TRV Business And International Insurance — Claims and claim adjustment expense reserves

Other segment segments

Personal Insurance
$8.41B-6.5%
Bond And Specialty Insurance
$5.67B+5.7%

Similar metrics at other companies

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CRBGReserve for insurance claims
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MCYReserve for insurance claims
$3.65B-3.9%
ASI
ASICReserve for insurance claims
$538.25M+27.7%
CNA Financial logo
CNAReserve for insurance claims
$26.93B+5.3%
Assured Guaranty logo
AGOReserve for insurance claims
$310M+5.4%
ProAssurance logo
PRAReserve for insurance claims
$2.98B-6.3%

Other financials

Income statement

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Revenue$11.9B+1.0%
Net income$1.7B+333%
EPS (diluted)$7.78+358%

Balance sheet

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Cash & equivalents$615.0M-15.1%
Total debt$9.3B+15.4%
Total equity$32.0B+13.5%
Total assets$142.31B+4.7%

Cash flow

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Operating cash flow$2.2B+61.6%

Valuation

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Market cap$67.68B+12.7%
Enterprise value$76.34B+13.3%
P/E8.9×-5.2×
P/S1.4×+0.1×

Profitability

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Net margin15.5%+6.5pp

Returns & leverage

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Return on equity25.3%+9.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationLiabilityForFuturePolicyBenefitsLossesClaimsAndLossExpenseReserves.

The official record: The Travelers Companies’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Travelers Companies's business and international insurance — claims and claim adjustment expense reserves?
The Travelers Companies (TRV) reported business and international insurance — claims and claim adjustment expense reserves of $51.66B in Q4 2025.
How has The Travelers Companies's business and international insurance — claims and claim adjustment expense reserves changed year-over-year?
The Travelers Companies's business and international insurance — claims and claim adjustment expense reserves increased by 3.9% year-over-year, from $49.73B to $51.66B.
What does business and international insurance — claims and claim adjustment expense reserves mean?
This represents the estimated liability for claims that have been reported but not yet settled, as well as claims that have been incurred but not yet reported (IBNR). It is a critical measure of the company's long-term financial stability and the adequacy of its underwriting assumptions.