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The Travelers Companies TRV Personal Insurance — Claims and claim adjustment expense reserves
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Where this comes from
Reported directly by The Travelers Companies in its filing.
Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationLiabilityForFuturePolicyBenefitsLossesClaimsAndLossExpenseReserves.
The source filing: The Travelers Companies’s 10-K, filed February 12, 2026.
- Filed
- Feb 12, 2026, 6:51 AM EST
- Fiscal year
- FY2025
- Accession
- 0000086312-26-000065
| Segment | Deferred Acquisition Costs | Claims and Claim Adjustment Expense Reserves | Unearned Premiums | Earned Premiums | Net Investment Income (1) | Claims and Claim Adjustment Expenses | Amortizationof Deferred Acquisition Costs | Other Operating Expenses (2) | Net Written Premiums |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | |||||||||
| Business Insurance | $1,750 | $51,655 | $11,088 | $22,412 | $2,782 | $14,154 | $3,796 | $3,482 | $22,679 |
| Bond & Specialty Insurance | 542 | 5,672 | 3,145 | 4,107 | 445 | 1,764 | 778 | 843 | 4,262 |
| Personal Insurance | 1,226 | 8,407 | 8,198 | 17,395 | 732 | 11,303 | 2,692 | 1,746 | 17,446 |
| Total—Reportable Segments | 3,518 | 65,734 | 22,431 | 43,914 | 3,959 | 27,221 | 7,266 | 6,071 | 44,387 |
| Other | — | 3 | — | — | — | — | — | 474 | — |
| Consolidated | $3,518 | $65,737 | $22,431 | $43,914 | $3,959 | $27,221 | $7,266 | $6,545 | $44,387 |
| 2024 |
Item 16. FORM 10-K SUMMARY
FAQ
- What is The Travelers Companies's personal insurance — claims and claim adjustment expense reserves?
- The Travelers Companies (TRV) reported personal insurance — claims and claim adjustment expense reserves of $8.41B in Q4 2025.
- How has The Travelers Companies's personal insurance — claims and claim adjustment expense reserves changed year-over-year?
- The Travelers Companies's personal insurance — claims and claim adjustment expense reserves decreased by 6.5% year-over-year, from $8.99B to $8.41B.
- What does personal insurance — claims and claim adjustment expense reserves mean?
- This represents the estimated liability for claims that have been reported but not yet settled, as well as claims that have been incurred but not yet reported (IBNR). It is a critical measure of the segment's long-term financial obligations and actuarial accuracy. Proper reserve management is essential for maintaining solvency and profitability.
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