Claims and claim adjustment expense reserves
American International Group Claims and claim adjustment expense reserves increased by 2.2% to $72.05B in Q4 2025 compared to the prior quarter. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Significant increases may signal deteriorating loss trends or adverse development, while stable reserves relative to premiums suggest disciplined underwriting.
Detailed definition
Claims and claim adjustment expense reserves represent the estimated ultimate cost of settling all claims incurred but n...
Peer comparison
A fundamental metric for all insurance companies; compared via the loss reserve ratio relative to earned premiums.
other_supplementary_insurance_information_liability_for__5dc389Historical Data
| Q4 '24 | Q4 '25 | |
|---|---|---|
| Value | $70.49B | $72.05B |
| QoQ Change | — | +2.2% |
| YoY Change | — | +2.2% |
Business Segments
| Segment | Q4 '21 | Q4 '23 | Q4 '24 | Q4 '25 |
|---|---|---|---|---|
| General Insurance | $75.50B | $66.81B | $70.49B | $72.05B |
| Global Personal | — | — | $70.49B | $72.05B |
| International Commercial | — | — | $70.49B | $72.05B |
| North America Commercial | — | — | $70.49B | $72.05B |
| Life and Retirement | $57.75B | — | — | — |
| Total | — | — | $70.49B | $72.05B |
General Insurance was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Claims and claim adjustment expense reserves at Other Companies
Frequently Asked Questions
- What is American International Group's claims and claim adjustment expense reserves?
- American International Group (AIG) reported claims and claim adjustment expense reserves of $72.05B in Q4 2025.
- What does claims and claim adjustment expense reserves mean?
- The total estimated amount of money the company expects to pay out for insurance claims that have already occurred.