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American International Group AIG Claims and claim adjustment expense reserves

Claims and claim adjustment expense reserves at other companies

The Travelers Companies logo
The Travelers CompaniesTRV
$65.74B+2.6%
American Financial Group logo
American Financial GroupAFG
$15.09B+6.5%

Segments

By segment

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North America Commercial$39.17B-1.1%
International Commercial$18.21B+12.3%
Global Personal$7.91B+0.1%

Other financials

Income statement

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Revenue$6.7B-2.0%
Net income$763.0M+9.3%
EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$40.07B-18.6%
P/E12.7×-2.7×
P/S1.5×-0.3×

Profitability

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Net margin11.9%+8.6pp
FCF margin21.5%

Returns & leverage

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Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationLiabilityForFuturePolicyBenefitsLossesClaimsAndLossExpenseReserves.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's claims and claim adjustment expense reserves?
American International Group (AIG) reported claims and claim adjustment expense reserves of $72.05B in Q4 2025.
What does claims and claim adjustment expense reserves mean?
The estimated liability for unpaid claims and the expenses associated with settling those claims, including both reported and incurred-but-not-reported (IBNR) claims. This is the most significant liability for an insurance company and reflects the ultimate cost of fulfilling insurance obligations. It is a primary measure of underwriting risk and reserve adequacy.