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The Travelers Companies TRV Claims and claim adjustment expense reserves

Claims and claim adjustment expense reserves at other companies

American International Group logo
American International GroupAIG
$72.05B+2.2%
American Financial Group logo
American Financial GroupAFG
$15.09B+6.5%

Segments

By segment

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Business And International Insurance$51.66B+3.9%
Personal Insurance$8.41B-6.5%
Bond And Specialty Insurance$5.67B+5.7%

Other financials

Income statement

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Revenue$11.9B+1.0%
Net income$1.7B+333%
EPS (diluted)$7.78+358%

Balance sheet

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Cash & equivalents$615.0M-15.1%
Total debt$9.3B+15.4%
Total equity$32.0B+13.5%
Total assets$142.31B+4.7%

Cash flow

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Operating cash flow$2.2B+61.6%

Valuation

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Market cap$67.68B+12.7%
Enterprise value$76.34B+13.3%
P/E8.9×-5.2×
P/S1.4×+0.1×

Profitability

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Net margin15.5%+6.5pp

Returns & leverage

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Return on equity25.3%+9.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationLiabilityForFuturePolicyBenefitsLossesClaimsAndLossExpenseReserves.

The official record: The Travelers Companies’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Travelers Companies's claims and claim adjustment expense reserves?
The Travelers Companies (TRV) reported claims and claim adjustment expense reserves of $65.74B in Q4 2025.
How has The Travelers Companies's claims and claim adjustment expense reserves changed year-over-year?
The Travelers Companies's claims and claim adjustment expense reserves increased by 2.6% year-over-year, from $64.09B to $65.74B.
What is the long-term trend for The Travelers Companies's claims and claim adjustment expense reserves?
Over 5 years (2020 to 2025), The Travelers Companies's claims and claim adjustment expense reserves has grown at a 3.8% compound annual growth rate (CAGR), from $54.52B to $65.74B.
What does claims and claim adjustment expense reserves mean?
Claims and claim adjustment expense reserves represent the estimated ultimate cost of settling all claims incurred but not yet paid, including both reported claims and those incurred but not reported. This liability is central to an insurer's financial health and requires actuarial estimation of future loss development. It serves as a critical indicator of the company's long-term solvency and the adequacy of its pricing models.