The Travelers Companies Claims and claim adjustment expense reserves increased by 2.6% to $65.74B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 2.6%, from $64.09B to $65.74B. Over 5 years (FY 2020 to FY 2025), Claims and claim adjustment expense reserves shows an upward trend with a 3.8% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Significant increases may signal deteriorating loss trends or adverse development, while stable reserves relative to premiums suggest disciplined underwriting.
Claims and claim adjustment expense reserves represent the estimated ultimate cost of settling all claims incurred but n...
A fundamental metric for all insurance companies; compared via the loss reserve ratio relative to earned premiums.
other_supplementary_insurance_information_liability_for__5dc389| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $56.91B | $58.65B | $61.63B | $64.09B | $65.74B |
| QoQ Change | — | +3.1% | +5.1% | +4.0% | +2.6% |
| YoY Change | — | +3.1% | +5.1% | +4.0% | +2.6% |
| Segment | Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 |
|---|---|---|---|---|---|
| Business And International Insurance | $45.36B | $45.91B | $47.74B | $49.73B | $51.66B |
| Personal Insurance | $7.29B | $8.25B | $8.94B | $8.99B | $8.41B |
| Bond And Specialty Insurance | $4.25B | $4.48B | $4.95B | $5.37B | $5.67B |
| Total | $56.91B | $58.65B | $61.63B | $64.09B | $65.74B |