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Trupanion TRUP Other Segments — Current Year Claims and Claims Adjustment Expense

Other segment segments

Subscription business
$188.27M+13.1%

Similar metrics at other companies

Old Republic International logo
ORIOther — Claims and claim adjustment expenses attributable to insured events of the current year
$300K-25.0%
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THGAll Other Segments — Supplemental Information For Property Casualty Insurance Underwriters Prior Year Claims And Claims Adjustment Expense
$175K-50.0%
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THGAll Other Segments — Prior Year Claims Adjustment Expense Excluding Catastrophes
$0
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MKLConsumer and Other — Attritional Current Year Claims and Claims Adjustment Expense
$0
Allstate logo
ALLOther Insurance Product Line — Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims
-$6M-142%
Cigna logo
CIOther — Liability for Claims and Claims Adjustment Expense
$316M-13.7%

Other financials

Income statement

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Revenue$384.0M+12.3%
Gross profit$61.5M+20.3%
Operating income$4.8M+424%
Net income$4.9M+429%
EPS (diluted)$0.11+467%

Balance sheet

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Cash & equivalents$182.9M-11.2%
Total debt$109.3M-15.2%
Total equity$394.8M+18.3%
Total assets$921.6M+10.1%

Cash flow

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Operating cash flow$14.6M-8.6%
CapEx$847.0K-56.1%
Free cash flow$13.7M-2.1%

Valuation

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Market cap$1.04B-56.4%
Enterprise value$968.57M-58.1%
P/E40.4×
P/S0.7×-1.1×

Profitability

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Gross margin16.3%+1.6pp
Operating margin1.4%+1.1pp
Net margin1.7%
FCF margin5.1%+1.0pp

Returns & leverage

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Return on equity7.1%
Debt / equity0.3×-0.1×
Current ratio1.7×0.0×

Where this comes from

Reported directly by Trupanion in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense.

The official record: Trupanion’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trupanion's other segments — current year claims and claims adjustment expense?
Trupanion (TRUP) reported other segments — current year claims and claims adjustment expense of $86.28M in Q1 2026.
How has Trupanion's other segments — current year claims and claims adjustment expense changed year-over-year?
Trupanion's other segments — current year claims and claims adjustment expense increased by 2.9% year-over-year, from $83.82M to $86.28M.
What is the long-term trend for Trupanion's other segments — current year claims and claims adjustment expense?
Over 4 years (2021 to 2025), Trupanion's other segments — current year claims and claims adjustment expense has grown at a 26.7% compound annual growth rate (CAGR), from $129.83M to $334.57M.
What does other segments — current year claims and claims adjustment expense mean?
This metric measures the total costs incurred for insurance claims and related adjustment expenses originating from policies active during the current fiscal year. It serves as a primary indicator of underwriting performance and loss experience for the Other business segment. High values relative to premiums may indicate adverse loss trends or inadequate pricing.