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Trupanion TRUP Subscription business — Current Year Claims and Claims Adjustment Expense
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Where this comes from
Reported directly by Trupanion in its filing.
Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense.
The source filing: Trupanion’s 10-Q, filed August 5, 2026.
- Filed
- Aug 5, 2026, 5:02 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001371285-26-000172
| Subscription | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|
| Reserve at beginning of year | $26,364 | $23,084 |
| Veterinary invoice expenses during the period related to: | ||
| Current year | 383,806 | 338,923 |
| Prior years | 2,411 | 2,132 |
| Total veterinary invoice expense | 386,217 | 341,055 |
| Amounts paid during the period related to: | ||
| Current year | 360,156 | 315,253 |
| Prior years | 23,563 | 21,355 |
Item 1. Financial Statements
FAQ
- What is Trupanion's subscription business — current year claims and claims adjustment expense?
- Trupanion (TRUP) reported subscription business — current year claims and claims adjustment expense of $195.53M in Q2 2026.
- How has Trupanion's subscription business — current year claims and claims adjustment expense changed year-over-year?
- Trupanion's subscription business — current year claims and claims adjustment expense increased by 13.4% year-over-year, from $172.47M to $195.53M.
- What is the long-term trend for Trupanion's subscription business — current year claims and claims adjustment expense?
- Over 4 years (2021 to 2025), Trupanion's subscription business — current year claims and claims adjustment expense has grown at a 18.1% compound annual growth rate (CAGR), from $357.86M to $696.9M.
- What does subscription business — current year claims and claims adjustment expense mean?
- Reflects the total costs incurred during the current reporting period related to insurance claims and the associated expenses for processing those claims. This figure provides insight into the immediate underwriting performance and the direct cost of providing insurance coverage. Monitoring this helps investors evaluate the impact of current claim frequency and severity on operational profitability.
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