The Travelers Companies Accident And Health Insurance Excluding Workers Compensation — Reinsurance Recoverables on Unpaid Losses decreased by 40.0% to $3.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 40.0%, from $5.00M to $3.00M.
An increase indicates higher utilization of reinsurance to mitigate risk, whereas a decrease suggests the company is retaining more risk on its own balance sheet.
This metric quantifies the portion of unpaid accident and health claims that the company expects to recover from third-p...
Commonly reported as 'reinsurance recoverables' or 'ceded reserves' across the insurance industry, reflecting the degree of risk-sharing with reinsurers.
trv_segment_accident_and_health_reinsurance_recoverables_on_unpaid_losses| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $10.00M | $6.00M | $6.00M | $5.00M | $3.00M |
| QoQ Change | — | -40.0% | +0.0% | -16.7% | -40.0% |
| YoY Change | — | -40.0% | +0.0% | -16.7% | -40.0% |