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The Travelers Companies TRV Accident And Health Insurance Excluding Workers Compensation — Reinsurance Recoverables on Unpaid Losses

Other product segments

Structured Settlement Annuity
$2.43B-6.0%
General Liability
$1.86B+25.8%
Other Insurance Contracts
$1.76B+1.6%
Automobile
$630M+1.9%
Other Including Impacts Of Retroactive Reinsurance
-$84M-61.5%
Unallocated Loss Adjustment Expense Reserve
$18M+5.9%

Similar metrics at other companies

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CINFWorkers' Compensation Line — Reinsurance recoverable on unpaid losses
$51M-3.8%
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MKLMarkel Insurance excluding Global Reinsurance division — Reinsurance recoverable on unpaid losses
$5.55B
Old Republic International logo
ORIWorkers' Compensation — Reinsurance recoverable on claim reserves
$2.06B+0.4%
Everest Group logo
EGReinsurance And Insurance Segments — Total reinsurance recoverable on unpaid claims
$3.46B+29.0%
Everest Group logo
EGCasualty Insurance — Total reinsurance recoverable on unpaid claims
$2.25B
Everest Group logo
EGProperty Insurance — Total reinsurance recoverable on unpaid claims
$1.22B+41.1%

Other financials

Income statement

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Revenue$12.2B+0.3%
Net income$2.2B+46.3%
EPS (diluted)$10.26+57.1%

Balance sheet

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Cash & equivalents$621.0M-5.8%
Total debt$9.1B+12.9%
Total equity$33.1B+12.2%
Total assets$143.58B+3.4%

Cash flow

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Operating cash flow$1.9B-17.9%

Valuation

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Market cap$80.16B+34.7%
Enterprise value$88.6B+32.5%
P/E9.7×-1.7×
P/S1.6×+0.4×

Profitability

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Net margin17%+6.0pp

Returns & leverage

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Return on equity26.5%+7.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments.

The source filing: The Travelers Companies’s 10-K, filed February 12, 2026.

Filed
Feb 12, 2026, 6:51 AM EST
Fiscal year
FY2025
Accession
0000086312-26-000065
(as of December 31, 2025, in millions)Net Undiscounted Claims and Claim Adjustment Expense ReservesDiscount(Net of Reinsurance)Subtotal:Net Claims and Claim Adjustment Expense ReservesReinsurance Recoverables on Unpaid Losses (4)Claims and Claim Adjustment Expense Reserves
Other insurance contracts (2)5,561(5)5,5561,7637,319
Unallocated loss adjustment expense reserves3,0613,061183,079
Structured settlements (3)2,4282,428
Other9999(84)15
Total property-casualty60,842(996)59,8467,79767,643
Accident and health33
Less amounts classified as held for sale1,6271,6272821,909
Total$59,215$(996)$58,219$7,518$65,737

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is The Travelers Companies's accident and health insurance excluding workers compensation — reinsurance recoverables on unpaid losses?
The Travelers Companies (TRV) reported accident and health insurance excluding workers compensation — reinsurance recoverables on unpaid losses of $3M in Q4 2025.
How has The Travelers Companies's accident and health insurance excluding workers compensation — reinsurance recoverables on unpaid losses changed year-over-year?
The Travelers Companies's accident and health insurance excluding workers compensation — reinsurance recoverables on unpaid losses decreased by 40.0% year-over-year, from $5M to $3M.
What does accident and health insurance excluding workers compensation — reinsurance recoverables on unpaid losses mean?
This metric quantifies the portion of unpaid accident and health claims that the company expects to recover from third-party reinsurers. It represents an asset on the balance sheet that offsets the gross liability for unpaid losses. High levels of recoverables indicate a significant transfer of underwriting risk to the reinsurance market for this specific segment.

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