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The Travelers Companies TRV General Liability — Reinsurance Recoverables on Unpaid Losses

Other product segments

Structured Settlement Annuity
$2.43B-6.0%
Other Insurance Contracts
$1.76B+1.6%
Automobile
$630M+1.9%
Other Including Impacts Of Retroactive Reinsurance
-$84M-61.5%
Unallocated Loss Adjustment Expense Reserve
$18M+5.9%
Accident And Health Insurance Excluding Workers Compensation
$3M-40.0%

Similar metrics at other companies

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ORIGeneral Liability — Reinsurance recoverable on claim reserves
$1.13B+19.3%
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CINFHomeowner — Reinsurance recoverable on unpaid losses
$124M+1,278%
KG
KGGeneral Liability — Reinsurance recoverable on unpaid losses (Allowance for expected credit losses: 2025 - $1,740)
$84.11M
Cincinnati Financial logo
CINFPersonal Auto — Reinsurance recoverable on unpaid losses
$21M0.0%
Markel logo
MKLFinancial — Reinsurance recoverable on unpaid losses
$8.33B
Kemper logo
KMPRPreferred Personal Automobile Insurance—Liability — Reinsurance Recoverables on Unpaid Losses and Allocated LAE
$18.9M+11.8%

Other financials

Income statement

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Revenue$12.2B+0.3%
Net income$2.2B+46.3%
EPS (diluted)$10.26+57.1%

Balance sheet

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Cash & equivalents$621.0M-5.8%
Total debt$9.1B+12.9%
Total equity$33.1B+12.2%
Total assets$143.58B+3.4%

Cash flow

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Operating cash flow$1.9B-17.9%

Valuation

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Market cap$80.16B+34.7%
Enterprise value$88.6B+32.5%
P/E9.7×-1.7×
P/S1.6×+0.4×

Profitability

See full
Net margin17%+6.0pp

Returns & leverage

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Return on equity26.5%+7.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments.

The source filing: The Travelers Companies’s 10-K, filed February 12, 2026.

Filed
Feb 12, 2026, 6:51 AM EST
Fiscal year
FY2025
Accession
0000086312-26-000065
(as of December 31, 2025, in millions)Net Undiscounted Claims and Claim Adjustment Expense ReservesDiscount(Net of Reinsurance)Subtotal:Net Claims and Claim Adjustment Expense ReservesReinsurance Recoverables on Unpaid Losses (4)Claims and Claim Adjustment Expense Reserves
Other insurance contracts (2)5,561(5)5,5561,7637,319
Unallocated loss adjustment expense reserves3,0613,061183,079
Structured settlements (3)2,4282,428
Other9999(84)15
Total property-casualty60,842(996)59,8467,79767,643
Accident and health33
Less amounts classified as held for sale1,6271,6272821,909
Total$59,215$(996)$58,219$7,518$65,737

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is The Travelers Companies's general liability — reinsurance recoverables on unpaid losses?
The Travelers Companies (TRV) reported general liability — reinsurance recoverables on unpaid losses of $1.86B in Q4 2025.
How has The Travelers Companies's general liability — reinsurance recoverables on unpaid losses changed year-over-year?
The Travelers Companies's general liability — reinsurance recoverables on unpaid losses increased by 25.8% year-over-year, from $1.48B to $1.86B.
What does general liability — reinsurance recoverables on unpaid losses mean?
This represents the portion of unpaid claim liabilities that the company expects to recover from third-party reinsurers. It quantifies the extent to which the company has transferred its insurance risk to other entities for the general liability segment.

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