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The Travelers Companies TRV Business And International Insurance — Other operating expenses

Other segment segments

Personal Insurance
$1.75B+6.5%
Bond And Specialty Insurance
$843M+1.3%

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$76.75M+7.0%

Other financials

Income statement

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Revenue$11.9B+1.0%
Net income$1.7B+333%
EPS (diluted)$7.78+358%

Balance sheet

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Cash & equivalents$615.0M-15.1%
Total debt$9.3B+15.4%
Total equity$32.0B+13.5%
Total assets$142.31B+4.7%

Cash flow

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Operating cash flow$2.2B+61.6%

Valuation

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Market cap$67.68B+12.7%
Enterprise value$76.34B+13.3%
P/E8.9×-5.2×
P/S1.4×+0.1×

Profitability

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Net margin15.5%+6.5pp

Returns & leverage

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Return on equity25.3%+9.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationOtherOperatingExpense.

The official record: The Travelers Companies’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Travelers Companies's business and international insurance — other operating expenses?
The Travelers Companies (TRV) reported business and international insurance — other operating expenses of $870.5M in Q4 2025.
How has The Travelers Companies's business and international insurance — other operating expenses changed year-over-year?
The Travelers Companies's business and international insurance — other operating expenses increased by 5.4% year-over-year, from $825.75M to $870.5M.
What is the long-term trend for The Travelers Companies's business and international insurance — other operating expenses?
Over 4 years (2021 to 2025), The Travelers Companies's business and international insurance — other operating expenses has grown at a 6.1% compound annual growth rate (CAGR), from $2.75B to $3.48B.
What does business and international insurance — other operating expenses mean?
These are the general and administrative costs incurred to support the business insurance segment, excluding direct acquisition costs and claims-related expenses. This metric highlights the operational efficiency and overhead management of the segment.