Business Segments · Other operating expenses

Personal Insurance — Other operating expenses

The Travelers Companies Personal Insurance — Other operating expenses remained flat by 0.0% to $436.50M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 6.5%, from $410.00M to $436.50M. Over 4 years (FY 2021 to FY 2025), Personal Insurance — Other operating expenses shows an upward trend with a 6.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2016
Last reportedQ4 2025

How to read this metric

A decrease relative to premiums indicates improved operational efficiency, while an increase may signal rising overhead or investment in infrastructure.

Detailed definition

These are the general administrative and overhead costs required to run the personal insurance segment, excluding claims...

Peer comparison

Standard operating expense metric; peers report this as G&A or Operating Expenses.

Metric ID: trv_segment_personal_insurance_other_operating_expenses

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$1.37B$1.36B$1.42B$1.64B$1.75B
YoY Change-0.6%+4.0%+15.7%+6.5%
Range$1.36B$1.75B
CAGR+6.3%
Avg YoY Growth+6.4%
Median YoY Growth+5.3%
Current Streak3 years growth

Frequently Asked Questions

What is The Travelers Companies's personal insurance — other operating expenses?
The Travelers Companies (TRV) reported personal insurance — other operating expenses of $436.50M in Q4 2025.
How has The Travelers Companies's personal insurance — other operating expenses changed year-over-year?
The Travelers Companies's personal insurance — other operating expenses increased by 6.5% year-over-year, from $410.00M to $436.50M.
What is the long-term trend for The Travelers Companies's personal insurance — other operating expenses?
Over 4 years (2021 to 2025), The Travelers Companies's personal insurance — other operating expenses has grown at a 6.3% compound annual growth rate (CAGR), from $1.37B to $1.75B.
What does personal insurance — other operating expenses mean?
The day-to-day administrative and overhead costs of running the insurance segment.