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The Travelers Companies TRV Personal Insurance — Other operating expenses

Other segment segments

Business And International Insurance
$3.48B+5.4%
Bond And Specialty Insurance
$843M+1.3%

Similar metrics at other companies

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HCIInsurance Operation — Personnel And Other Operating Expenses
$10.81M-3.9%
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$134.39M+10.6%
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$293M+17.8%
The Hartford Financial Services Group logo
HIGP&C Personal Insurance — Insurance Operating Costs and Other Expenses
$197.75M+6.6%
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RGAInsurance, Other — Other operating expenses
$253M+48.0%
Assured Guaranty logo
AGOInsurance — Other Expenses
$76.75M+7.0%

Other financials

Income statement

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Revenue$11.9B+1.0%
Net income$1.7B+333%
EPS (diluted)$7.78+358%

Balance sheet

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Cash & equivalents$615.0M-15.1%
Total debt$9.3B+15.4%
Total equity$32.0B+13.5%
Total assets$142.31B+4.7%

Cash flow

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Operating cash flow$2.2B+61.6%

Valuation

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Market cap$67.68B+12.7%
Enterprise value$76.34B+13.3%
P/E8.9×-5.2×
P/S1.4×+0.1×

Profitability

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Net margin15.5%+6.5pp

Returns & leverage

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Return on equity25.3%+9.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationOtherOperatingExpense.

The official record: The Travelers Companies’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Travelers Companies's personal insurance — other operating expenses?
The Travelers Companies (TRV) reported personal insurance — other operating expenses of $436.5M in Q4 2025.
How has The Travelers Companies's personal insurance — other operating expenses changed year-over-year?
The Travelers Companies's personal insurance — other operating expenses increased by 6.5% year-over-year, from $410M to $436.5M.
What is the long-term trend for The Travelers Companies's personal insurance — other operating expenses?
Over 4 years (2021 to 2025), The Travelers Companies's personal insurance — other operating expenses has grown at a 6.3% compound annual growth rate (CAGR), from $1.37B to $1.75B.
What does personal insurance — other operating expenses mean?
These are the general administrative and overhead costs required to run the personal insurance segment, excluding claims and acquisition costs. This metric captures the operational efficiency of the business unit. Monitoring these expenses is crucial for maintaining a competitive combined ratio.