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Progressive PGR Personal Lines Segment — Other operating expenses

Other segment segments

Other Indemnity
$22M+83.3%

Similar metrics at other companies

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SIGIStandard Personal Lines — Other segment expenses
$8.45M-7.2%
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THGPersonal Lines — Supplementary Insurance Information Other Operating Expense
$59.65M+2.0%
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SIGIStandard Commercial Lines — Other segment expenses
$48.37M-2.7%
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$800K+33.3%
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CRBGCorporate & Other — Other Operating Expenses
$186.25M-28.4%
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TRVPersonal Insurance — Other operating expenses
$436.5M+6.5%

Other financials

Income statement

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Revenue$22.2B+8.7%
Net income$3.3B+4.3%
EPS (diluted)$4.80+9.8%

Balance sheet

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Cash & equivalents$162.0M-16.9%
Total debt$8.4B+21.6%
Total equity$34.3B+5.3%
Total assets$124.93B+8.2%

Cash flow

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Operating cash flow$4.4B-15.1%
CapEx$63.0M+6.8%
Free cash flow$4.3B-15.3%

Valuation

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Market cap$127.63B-9.8%
P/E10.9×-2.7×

Profitability

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Net margin12.9%+1.8pp
FCF margin18.4%-1.7pp

Returns & leverage

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Return on equity34.9%-2.4pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Progressive in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationOtherOperatingExpense.

The official record: Progressive’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Progressive's personal lines segment — other operating expenses?
Progressive (PGR) reported personal lines segment — other operating expenses of $2.81B in Q4 2025.
How has Progressive's personal lines segment — other operating expenses changed year-over-year?
Progressive's personal lines segment — other operating expenses increased by 34.9% year-over-year, from $2.09B to $2.81B.
What is the long-term trend for Progressive's personal lines segment — other operating expenses?
Over 4 years (2021 to 2025), Progressive's personal lines segment — other operating expenses has grown at a 24.7% compound annual growth rate (CAGR), from $4.66B to $11.25B.
What does personal lines segment — other operating expenses mean?
These are the general administrative and operational costs required to support the personal lines segment that are not directly tied to claims or policy acquisition. This includes overhead, technology investments, and corporate support functions. It is a key measure of the company's operational leverage and cost management efficiency.