Business Segments · Other operating expenses
Personal Lines Segment — Other operating expenses
Progressive Personal Lines Segment — Other operating expenses remained flat by 0.0% to $2.81B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 34.9%, from $2.09B to $2.81B. Over 4 years (FY 2021 to FY 2025), Personal Lines Segment — Other operating expenses shows an upward trend with a 24.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2018
Last reportedQ4 2025
How to read this metric
A decreasing trend relative to premiums suggests improved operational efficiency and economies of scale.
Detailed definition
These are the general administrative and operational costs required to support the personal lines segment that are not d...
Peer comparison
Comparable to 'General and Administrative' (G&A) expenses in other industries.
Metric ID:
pgr_segment_personal_lines_segment_other_operating_expensesHistorical Data
5 years
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $4.66B | $4.67B | $4.93B | $8.34B | $11.25B |
| YoY Change | — | +0.3% | +5.6% | +69.2% | +34.9% |
Range$4.66B – $11.25B
CAGR+24.7%
Avg YoY Growth+27.5%
Median YoY Growth+20.2%
Current Streak4+ years growth
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Frequently Asked Questions
- What is Progressive's personal lines segment — other operating expenses?
- Progressive (PGR) reported personal lines segment — other operating expenses of $2.81B in Q4 2025.
- How has Progressive's personal lines segment — other operating expenses changed year-over-year?
- Progressive's personal lines segment — other operating expenses increased by 34.9% year-over-year, from $2.09B to $2.81B.
- What is the long-term trend for Progressive's personal lines segment — other operating expenses?
- Over 4 years (2021 to 2025), Progressive's personal lines segment — other operating expenses has grown at a 24.7% compound annual growth rate (CAGR), from $4.66B to $11.25B.
- What does personal lines segment — other operating expenses mean?
- The general administrative and overhead costs required to run the personal lines insurance business.