Business Segments · Amortization of deferred acquisition costs

Personal Insurance — Amortization of deferred acquisition costs

The Travelers Companies Personal Insurance — Amortization of deferred acquisition costs decreased by 6.2% to $634.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 5.9%, from $674.00M to $634.00M. Over 3 years (FY 2022 to FY 2025), Personal Insurance — Amortization of deferred acquisition costs shows an upward trend with a 8.6% CAGR.

Analysis

StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

An increase may reflect higher acquisition activity or changes in the mix of business, while a decrease may indicate lower new business volume.

Detailed definition

This metric reflects the systematic expensing of costs incurred to acquire new insurance policies, such as commissions a...

Peer comparison

Standard accounting metric for insurance companies under GAAP, often referred to as 'Amortization of DAC'.

Metric ID: trv_segment_personal_insurance_amortization_of_deferred_acquisition_costs

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$525.50M$525.50M$525.50M$525.50M$595.00M$595.00M$595.00M$595.00M$652.00M$634.00M$666.00M$677.00M$674.00M$663.00M$679.00M$676.00M$634.00M
QoQ Change+0.0%+0.0%+0.0%+13.2%+0.0%+0.0%+0.0%+9.6%-2.8%+5.0%+1.7%-0.4%-1.6%+2.4%-0.4%-6.2%
YoY Change+13.2%+13.2%+13.2%+13.2%+9.6%+6.6%+11.9%+13.8%+3.4%+4.6%+2.0%-0.1%-5.9%
Range$525.50M$679.00M
CAGR+4.8%
Avg YoY Growth+7.6%
Median YoY Growth+9.6%
Current Streak2 quarters decline

Frequently Asked Questions

What is The Travelers Companies's personal insurance — amortization of deferred acquisition costs?
The Travelers Companies (TRV) reported personal insurance — amortization of deferred acquisition costs of $634.00M in Q1 2026.
How has The Travelers Companies's personal insurance — amortization of deferred acquisition costs changed year-over-year?
The Travelers Companies's personal insurance — amortization of deferred acquisition costs decreased by 5.9% year-over-year, from $674.00M to $634.00M.
What is the long-term trend for The Travelers Companies's personal insurance — amortization of deferred acquisition costs?
Over 3 years (2022 to 2025), The Travelers Companies's personal insurance — amortization of deferred acquisition costs has grown at a 8.6% compound annual growth rate (CAGR), from $2.10B to $2.69B.
What does personal insurance — amortization of deferred acquisition costs mean?
The portion of policy acquisition costs recognized as an expense during the current period.