Products & Services · Amortization of deferred acquisition costs

Universal Life Insurance — Amortization of deferred acquisition costs

Ameriprise Financial Universal Life Insurance — Amortization of deferred acquisition costs increased by 100.0% to $2.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $2.00M to $2.00M. Over 4 years (FY 2021 to FY 2025), Universal Life Insurance — Amortization of deferred acquisition costs shows a downward trend with a -6.1% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ1 2021
Last reportedQ1 2026

How to read this metric

Higher amortization relative to the asset balance may indicate faster-than-expected policy terminations or changes in profitability assumptions.

Detailed definition

The periodic expense recognized to reduce the deferred acquisition cost asset as the related insurance policies earn rev...

Peer comparison

Standard expense line item for all life insurance companies with significant DAC balances.

Metric ID: amp_segment_universal_life_insurance_amortization_of_deferred_acquisition_costs

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$2.25M$2.25M$2.25M$2.00M$2.00M$2.00M$2.00M$2.00M$2.00M$2.00M$2.00M$2.00M$2.00M$2.00M$1.00M$2.00M$2.00M$2.00M$1.00M$2.00M
QoQ Change+0.0%+0.0%-11.1%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%-50.0%+100.0%+0.0%+0.0%-50.0%+100.0%
YoY Change-11.1%-11.1%-11.1%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%-50.0%+0.0%+0.0%+0.0%+0.0%+0.0%
Range$1.00M$2.25M
CAGR-2.4%
Avg YoY Growth-5.2%
Median YoY Growth+0.0%

Frequently Asked Questions

What is Ameriprise Financial's universal life insurance — amortization of deferred acquisition costs?
Ameriprise Financial (AMP) reported universal life insurance — amortization of deferred acquisition costs of $2.00M in Q1 2026.
How has Ameriprise Financial's universal life insurance — amortization of deferred acquisition costs changed year-over-year?
Ameriprise Financial's universal life insurance — amortization of deferred acquisition costs decreased by 0.0% year-over-year, from $2.00M to $2.00M.
What is the long-term trend for Ameriprise Financial's universal life insurance — amortization of deferred acquisition costs?
Over 4 years (2021 to 2025), Ameriprise Financial's universal life insurance — amortization of deferred acquisition costs has grown at a -6.1% compound annual growth rate (CAGR), from $9.00M to $7.00M.
What does universal life insurance — amortization of deferred acquisition costs mean?
The portion of capitalized acquisition costs recognized as an expense during the current period.