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Cincinnati Financial CINF Universal life — Deferred Policy Acquisition Costs, Amortization Expense

Other product segments

Term Life Insurance
$6M0.0%
Whole Life Insurance
$1M0.0%
Deferred Fixed Annuity
$0

Similar metrics at other companies

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$16M+33.3%
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SNFCAUniversal Life — Deferred Policy Acquisition Costs
$3.35M-9.0%

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpense.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's universal life — deferred policy acquisition costs, amortization expense?
Cincinnati Financial (CINF) reported universal life — deferred policy acquisition costs, amortization expense of $1M in Q1 2026.
How has Cincinnati Financial's universal life — deferred policy acquisition costs, amortization expense changed year-over-year?
Cincinnati Financial's universal life — deferred policy acquisition costs, amortization expense decreased by 0.0% year-over-year, from $1M to $1M.
What is the long-term trend for Cincinnati Financial's universal life — deferred policy acquisition costs, amortization expense?
Over 4 years (2021 to 2025), Cincinnati Financial's universal life — deferred policy acquisition costs, amortization expense has grown at a 0.0% compound annual growth rate (CAGR), from $2M to $2M.
What does universal life — deferred policy acquisition costs, amortization expense mean?
This metric represents the periodic expense recognized as the company amortizes its deferred policy acquisition costs. It reflects the systematic allocation of acquisition costs over the life of the insurance contracts. This is a critical component of the segment's operating expenses and impacts overall profitability.