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The Travelers Companies TRV Personal Insurance — Core income (loss)

Other segment segments

Business Insurance
$1.2B+47.4%
Bond & Specialty Insurance
$234M-4.1%

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CINFPersonal Insurance — Investment income
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ADUSPersonal Care — Revenue
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Other financials

Income statement

See full
Revenue$12.2B+0.3%
Net income$2.2B+46.3%
EPS (diluted)$10.26+57.1%

Balance sheet

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Cash & equivalents$621.0M-5.8%
Total debt$9.1B+12.9%
Total equity$33.1B+12.2%
Total assets$143.58B+3.4%

Cash flow

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Operating cash flow$1.9B-17.9%

Valuation

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Market cap$80.16B+34.7%
Enterprise value$88.6B+32.5%
P/E9.7×-1.7×
P/S1.6×+0.4×

Profitability

See full
Net margin17%+6.0pp

Returns & leverage

See full
Return on equity26.5%+7.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept trv:OperatingIncomeLossNetOfTax.

The source filing: The Travelers Companies’s 10-Q, filed July 17, 2026.

Filed
Jul 17, 2026, 7:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000086312-26-000145
(for the three months ended June 30, in millions)Business InsuranceBond & Specialty InsurancePersonal InsuranceTotal Reportable Segments
Amortization of deferred acquisition costs9452046371,786
General and administrative expenses9122184221,552
Income tax expense30061213574
Segment income (1)$1,198$234$827$2,259
2025
Premiums$5,545$1,021$4,355$10,921
Net investment income662107173942
Fee income11113124

Item 1. FINANCIAL STATEMENTS

FAQ

What is The Travelers Companies's personal insurance — core income (loss)?
The Travelers Companies (TRV) reported personal insurance — core income (loss) of $827M in Q2 2026.
How has The Travelers Companies's personal insurance — core income (loss) changed year-over-year?
The Travelers Companies's personal insurance — core income (loss) increased by 54.9% year-over-year, from $534M to $827M.
What is the long-term trend for The Travelers Companies's personal insurance — core income (loss)?
Over 3 years (2021 to 2025), The Travelers Companies's personal insurance — core income (loss) has grown at a 39.3% compound annual growth rate (CAGR), from $760M to $2.05B.
What does personal insurance — core income (loss) mean?
This is a key performance measure representing the segment's profitability from its core underwriting and investment activities, excluding certain non-recurring or volatile items. It provides a clearer picture of the segment's underlying earnings power and operational success. Investors use this to evaluate the sustainable profitability of the personal lines business.

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