Skip to content
OpenCapital
Get started

Cincinnati Financial CINF Personal Insurance — Income ( Loss) Before Income Taxes

Other segment segments

Investment Segment
$216M+19.3%
Excess and Surplus Lines Insurance
$21M+5.0%
Commercial Insurance
$18M-81.4%
Life Insurance Segment
$11M+22.2%

Similar metrics at other companies

Univest Financial Corporation logo
UVSPInsurance — Income (loss) before tax amount
$3.01M+23.3%
W.R. Berkley logo
WRBInsurance — Pre-Tax Income
$524.66M+3.0%
Selective Insurance Group logo
SIGIInsurance Operations — Income (loss) before income tax
$21.25M-53.4%
Hagerty logo
HGTYInsurance — Segment income (loss) before taxes
-$20.35M-162%
Selective Insurance Group logo
SIGIStandard Personal Lines — Income (loss) before income tax
$7.16M+251%
Freedom Holding logo
FRHCInsurance — Net income before income tax
$20.99M+1,246%

Other financials

Income statement

See full
Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

See full
Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

See full
Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

See full
Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

See full
Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

See full
Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about Cincinnati Financial's personal insurance — income ( loss) before income taxes.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Cincinnati Financial's personal insurance — income ( loss) before income taxes?
Cincinnati Financial (CINF) reported personal insurance — income ( loss) before income taxes of $30M in Q1 2026.
How has Cincinnati Financial's personal insurance — income ( loss) before income taxes changed year-over-year?
Cincinnati Financial's personal insurance — income ( loss) before income taxes increased by 108.4% year-over-year, from -$357M to $30M.
What is the long-term trend for Cincinnati Financial's personal insurance — income ( loss) before income taxes?
Over 2 years (2021 to 2024), Cincinnati Financial's personal insurance — income ( loss) before income taxes has grown at a -14.4% compound annual growth rate (CAGR), from $97M to $71M.
What does personal insurance — income ( loss) before income taxes mean?
This is the bottom-line profitability metric for the personal insurance segment, calculated as total revenues minus all insurance losses and operating expenses. It measures the segment's ability to generate profit from its core underwriting and service activities before accounting for tax obligations. It is the primary gauge of the segment's financial health.