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Selective Insurance Group SIGI Standard Personal Lines — Income (loss) before income tax

Other segment segments

Investments
$162.14M+22.7%
E&S Lines
$12.76M-15.9%

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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000230557-26-000020
Quarter Ended June 30, 2026Standard Commercial LinesStandard Personal LinesE&S LinesTotal Insurance OperationsInvestmentsTotal Reportable Segments
Other segment expenses48,3668,4463,22460,03660,036
Total net underwriting expenses incurred302,10024,20748,056374,363374,363
Dividends to policyholders490490490
Segment income (loss), before income tax7,2054,42812,75624,389162,138186,527
Income tax (expense) benefit(5,122)(33,475)(38,597)
Segment income (loss), after income tax19,267128,663147,930
Reconciliation of segment income (loss) to consolidated income before and after income tax
Total segment income (loss)186,527

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's standard personal lines — income (loss) before income tax?
Selective Insurance Group (SIGI) reported standard personal lines — income (loss) before income tax of $4.43M in Q2 2026.
How has Selective Insurance Group's standard personal lines — income (loss) before income tax changed year-over-year?
Selective Insurance Group's standard personal lines — income (loss) before income tax decreased by 48.2% year-over-year, from $8.55M to $4.43M.
What is the long-term trend for Selective Insurance Group's standard personal lines — income (loss) before income tax?
Over 2 years (2022 to 2025), Selective Insurance Group's standard personal lines — income (loss) before income tax has grown at a -39.5% compound annual growth rate (CAGR), from -$7.19M to -$2.63M.
What does standard personal lines — income (loss) before income tax mean?
This metric measures the pre-tax profitability of the personal insurance segment, reflecting the difference between earned premiums and the sum of incurred losses and operating expenses. It serves as a primary indicator of the segment's ability to generate value for shareholders before accounting for corporate tax obligations.

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