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Citizens CIA PUERTO RICO — Income (loss) before income tax expense

Other geography segments

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-$214K

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Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The official record: Citizens’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's PUERTO RICO — income (loss) before income tax expense?
Citizens (CIA) reported PUERTO RICO — income (loss) before income tax expense of $2.51M in Q4 2025.
How has Citizens's PUERTO RICO — income (loss) before income tax expense changed year-over-year?
Citizens's PUERTO RICO — income (loss) before income tax expense decreased by 47.9% year-over-year, from $4.82M to $2.51M.
What is the long-term trend for Citizens's PUERTO RICO — income (loss) before income tax expense?
Over 2 years (2023 to 2025), Citizens's PUERTO RICO — income (loss) before income tax expense has grown at a -6.6% compound annual growth rate (CAGR), from $11.51M to $10.05M.
What does PUERTO RICO — income (loss) before income tax expense mean?
This metric represents the total pre-tax earnings generated by the Puerto Rico geographic segment before accounting for income tax obligations. It serves as a primary indicator of the segment's operational profitability and its contribution to the overall corporate bottom line.