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Citizens CIA Total debt

Discontinued — last reported Q4 '25

Total debt at other companies

Globe Life logo
Globe LifeGL
$3.24B-1.3%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$100.29M-0.8%
Brighthouse Financial logo
Brighthouse FinancialBHF
$3.15B0.0%
Aflac logo
AflacAFL
MetLife logo
MetLifeMET
Prudential Financial logo
Prudential FinancialPRU

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $7.36M.

The official record: Citizens’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's total debt?
Citizens (CIA) reported total debt of $7.36M in Q4 2025.
How has Citizens's total debt changed year-over-year?
Citizens's total debt decreased by 5.5% year-over-year, from $7.79M to $7.36M.
What is the long-term trend for Citizens's total debt?
Over 5 years (2020 to 2025), Citizens's total debt has grown at a -9.3% compound annual growth rate (CAGR), from $11.97M to $7.36M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.