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Citizens CIA Total debt

Discontinued — last reported Q4 '25

Total debt at other companies

Aflac logo
AflacAFL
$8.82B-2.4%
Globe Life logo
Globe LifeGL
$3.24B-1.3%
MetLife logo
MetLifeMET
$14.7B-6.7%
Prudential Financial logo
Prudential FinancialPRU
$19.66B+5.4%
Security National Financial Corporation logo
Security National Financial CorporationSNFCA
$4.23M-22.1%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$97.85M-3.0%

Other financials

Income statement

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Revenue$60.4M-7.2%
Net income-$425.0K-107%
EPS (diluted)-$0.01-108%

Balance sheet

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Cash & equivalents$17.0M-25.2%
Total equity$235.2M+2.7%
Total assets$1.8B+2.3%

Cash flow

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Operating cash flow$2.0M-41.0%
CapEx$35.0K-80.1%
Free cash flow$2.0M-38.9%

Valuation

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Market cap$194.47M-19.7%
P/E16.8×-4.8×
P/S0.8×-0.2×

Profitability

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Net margin4.5%0.0pp
FCF margin5.9%-3.9pp

Returns & leverage

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Return on equity5%-0.4pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $7.36M.

The source filing: Citizens’s 10-K, filed March 12, 2026. Open the filing →

Filed
Mar 12, 2026, 4:11 PM EDT
Fiscal year
FY2025
Accession
0000024090-26-000011

FAQ

What is Citizens's total debt?
Citizens (CIA) reported total debt of $7.36M in Q4 2025.
How has Citizens's total debt changed year-over-year?
Citizens's total debt decreased by 5.5% year-over-year, from $7.79M to $7.36M.
What is the long-term trend for Citizens's total debt?
Over 5 years (2020 to 2025), Citizens's total debt has grown at a -9.3% compound annual growth rate (CAGR), from $11.97M to $7.36M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.

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