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Citizens CIA Net margin

Net margin at other companies

Aflac logo
AflacAFL
26.9%+11.6pp
Globe Life logo
Globe LifeGL
19.6%+1.5pp
MetLife logo
MetLifeMET
4.6%-1.3pp
Prudential Financial logo
Prudential FinancialPRU
6%+3.2pp
Security National Financial Corporation logo
Security National Financial CorporationSNFCA
11.1%+2.5pp
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
13.5%+9.3pp

Other financials

Income statement

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Revenue$60.4M-7.2%
Net income-$425.0K-107%
EPS (diluted)-$0.01-108%

Balance sheet

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Cash & equivalents$17.0M-25.2%
Total debt$7.4M-5.5%
Total equity$235.2M+2.7%
Total assets$1.8B+2.3%

Cash flow

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Operating cash flow$2.0M-41.0%
CapEx$35.0K-80.1%
Free cash flow$2.0M-38.9%

Valuation

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Market cap$194.47M-19.7%
P/E16.8×-4.8×
P/S0.8×-0.2×

Profitability

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FCF margin5.9%-3.9pp

Returns & leverage

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Return on equity5%-0.4pp
Debt / equity0.0×

Where this comes from

Calculated from Citizens’s reported figures.

Based on trailing twelve months.

The source filing: Citizens’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000024090-26-000043

FAQ

What is Citizens's net margin?
Citizens (CIA) reported net margin of 4.5% in Q2 2026.
How has Citizens's net margin changed year-over-year?
Citizens's net margin decreased by 0.5% year-over-year, from 4.6% to 4.5%.
What is the long-term trend for Citizens's net margin?
Over 5 years (2020 to 2025), Citizens's net margin has grown at a 4.4% compound annual growth rate (CAGR), from -4.6% to 5.7%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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