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Citizens CIA Return on equity

Return on equity at other companies

Aflac logo
AflacAFL
16.5%+2.1pp
Globe Life logo
Globe LifeGL
20.5%0.0pp
MetLife logo
MetLifeMET
13.2%-2.9pp
Prudential Financial logo
Prudential FinancialPRU
11.2%+3.0pp
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
38.9%+21.9pp
American International Group logo
American International GroupAIG
7.7%+5.6pp

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Debt / equity0.0×

Where this comes from

Calculated from Citizens’s reported figures.

Based on trailing twelve months.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's return on equity?
Citizens (CIA) reported return on equity of 8.1% in Q1 2026.
How has Citizens's return on equity changed year-over-year?
Citizens's return on equity increased by 91.2% year-over-year, from 4.2% to 8.1%.
What is the long-term trend for Citizens's return on equity?
Over 5 years (2020 to 2025), Citizens's return on equity has grown at a 10.8% compound annual growth rate (CAGR), from -3.9% to 6.6%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.