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Citizens CIA United States — Income (loss) before income tax expense

Other geography segments

PUERTO RICO
$11.51M

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Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The official record: Citizens’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's united states — income (loss) before income tax expense?
Citizens (CIA) reported united states — income (loss) before income tax expense of $1.86M in Q4 2025.
How has Citizens's united states — income (loss) before income tax expense changed year-over-year?
Citizens's united states — income (loss) before income tax expense increased by 272.0% year-over-year, from -$1.08M to $1.86M.
What is the long-term trend for Citizens's united states — income (loss) before income tax expense?
Over 2 years (2023 to 2025), Citizens's united states — income (loss) before income tax expense has grown at a 489.0% compound annual growth rate (CAGR), from -$214K to $7.43M.
What does united states — income (loss) before income tax expense mean?
This metric measures the profitability of the United States insurance segment before accounting for income tax obligations. It reflects the core operational efficiency and underwriting performance of the domestic business unit.