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Cincinnati Financial CINF Commercial Insurance — Income ( Loss) Before Income Taxes

Other segment segments

Investment Segment
$216M+19.3%
Personal Insurance
$30M+108%
Excess and Surplus Lines Insurance
$21M+5.0%
Life Insurance Segment
$11M+22.2%

Similar metrics at other companies

Univest Financial Corporation logo
UVSPInsurance — Income (loss) before tax amount
$3.01M+23.3%
Selective Insurance Group logo
SIGIInsurance Operations — Income (loss) before income tax
$21.25M-53.4%
W.R. Berkley logo
WRBInsurance — Pre-Tax Income
$524.66M+3.0%
Employers Holdings logo
EIGInsurance Operations — Net Income before income taxes
$12.8M-19.5%
ACNB logo
ACNBInsurance — Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest
$21K-86.5%
Hagerty logo
HGTYInsurance — Segment income (loss) before taxes
-$20.35M-162%

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's commercial insurance — income ( loss) before income taxes?
Cincinnati Financial (CINF) reported commercial insurance — income ( loss) before income taxes of $18M in Q1 2026.
How has Cincinnati Financial's commercial insurance — income ( loss) before income taxes changed year-over-year?
Cincinnati Financial's commercial insurance — income ( loss) before income taxes decreased by 81.4% year-over-year, from $97M to $18M.
What is the long-term trend for Cincinnati Financial's commercial insurance — income ( loss) before income taxes?
Over 4 years (2021 to 2025), Cincinnati Financial's commercial insurance — income ( loss) before income taxes has grown at a -7.4% compound annual growth rate (CAGR), from $598M to $439M.
What does commercial insurance — income ( loss) before income taxes mean?
This metric represents the segment's profitability after accounting for all insurance-related revenues and operating expenses, but before tax obligations. It serves as the primary indicator of the segment's operational success and contribution to the parent company's bottom line.