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United Fire Group UFCS Q3 2025 earnings

Reported November 4, 2025 · After market close

Revenue$354.0MBeat by $21.7M
EPS$1.50Beat by $0.81
Revenue estimate$332.3M
EPS estimate$0.69

Next report

Aug 3, 2026 (In 5 days)
Revenue estimate$347.8M
EPS estimate$0.72

Financials

Q3 2025

Income statement

See full
Revenue$354.0M+9.6%
Net income$39.2M+98.5%
EPS (diluted)$1.49+96.1%

Balance sheet

See full
Cash & equivalents$233.7M+18.4%
Total equity$898.7M+14.4%
Total assets$3.8B+5.9%

Cash flow

See full
Operating cash flow$60.8M+7.7%
CapEx$1.6M-49.6%
Free cash flow$59.3M+11.0%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$775.47M+46.4%
P/E7×—
P/S0.6×+0.1×

Profitability

See full
Net margin8.2%—
FCF margin22%+5.9pp

Returns & leverage

See full
Return on equity13.2%—

Versus estimates

Revenue

Q1 2026$343.0MBeat by $2.8MQ4 2025$341.1MBeat by $35.1M
Q3 2025$354.0MBeat by $21.7M
Q2 2025$336.6MMiss by $8.6MQ1 2025$21.1MMiss by $324.0MQ4 2024$331.7MBeat by $4.0M

Diluted EPS

Q1 2026$1.16Beat by $0.29Q4 2025$1.50Beat by $0.60
Q3 2025$1.50Beat by $0.81
Q2 2025$0.90Beat by $0.33Q1 2025$0.70Beat by $0.08Q4 2024$1.25Beat by $0.64

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Questions, answered.

When did United Fire Group report Q3 2025 earnings?
United Fire Group (UFCS) reported Q3 2025 earnings on November 4, 2025 after market close.
What were United Fire Group's Q3 2025 revenue and EPS?
United Fire Group reported revenue of $354.0M and eps of $1.50 for Q3 2025.
Did United Fire Group beat estimates in Q3 2025?
Revenue beat the consensus estimate of $332.3M by $21.7M. EPS beat the consensus estimate of $0.69 by $0.81.
How did United Fire Group's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 9.6% from $323.0M a year earlier and eps grew 85.2% from $0.81.
Where can I find United Fire Group's Q3 2025 SEC filings?
You can read the 8-K earnings release (0000101199-25-000069) and the 10-Q periodic report (0000101199-25-000072) directly on SEC EDGAR. The filing index links above go to sec.gov.