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United Fire Group UFCS Long-Term Debt

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Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.41B+92.9%
Enterprise value$1.4B
P/E10.8×+2.8×
P/S+0.4×

Profitability

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Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept us-gaap:LongTermDebt.

The source filing: United Fire Group’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 1:59 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000101199-26-000031
Line itemMarch 31,2026December 31,2025
Losses and loss settlement expenses$1,970,257$1,924,826
Unearned premium691,461660,210
Accrued expenses and other liabilities150,935168,383
Long term debt146,274146,200
Total liabilities$2,958,927$2,899,619
Stockholders' Equity
Common stock, $0.001 par value; authorized 75,000,000 shares; 25,652,596 and 25,522,051 shares issued and outstanding$26$25
Additional paid-in capital224,064223,887

ITEM 1. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is United Fire Group's long-term debt?
United Fire Group (UFCS) reported long-term debt of $146.27M in Q1 2026.
What does long-term debt mean?
Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.

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