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United Fire Group UFCS Net premiums earned

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$3.19B+2.9%

Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.41B+92.9%
Enterprise value$1.4B
P/E10.8×+2.8×
P/S+0.4×

Profitability

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Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: United Fire Group’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 1:59 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000101199-26-000031
(In thousands, except share data)Three months ended March 31, 2026Three months ended March 31, 2025
Revenues
Net earned premium$342,975$308,411
Net investment income27,04023,458
Net investment gains (losses)(254)(754)
Other income (loss)(319)
Total revenues$369,442$331,115
Benefits, Losses and Expenses
Losses and loss settlement expenses$208,125$189,696

ITEM 1. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is United Fire Group's net premiums earned?
United Fire Group (UFCS) reported net premiums earned of $342.98M in Q1 2026.
How has United Fire Group's net premiums earned changed year-over-year?
United Fire Group's net premiums earned increased by 11.2% year-over-year, from $308.41M to $342.98M.
What is the long-term trend for United Fire Group's net premiums earned?
Over 4 years (2021 to 2025), United Fire Group's net premiums earned has grown at a 7.6% compound annual growth rate (CAGR), from $962.82M to $1.29B.
What does net premiums earned mean?
This represents the portion of written insurance premiums that corresponds to the period of coverage already provided. It serves as the primary revenue stream for an insurance company after accounting for reinsurance cessions. This metric is critical for assessing the scale of the company's insurance operations and its ability to generate top-line growth.

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