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United Fire Group UFCS Unearned premiums

Unearned premiums at other companies

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Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.4B+80.3%
Enterprise value$1.38B
P/E10.7×+2.3×
P/S+0.4×

Profitability

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Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The source filing: United Fire Group’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 1:59 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000101199-26-000031
(In thousands)Three months ended March 31, 2026Three months ended March 31, 2025
Income taxes receivable5326,284
Other assets(2,294)11,769
Losses and loss settlement expenses45,43119,677
Unearned premium31,25122,783
Accrued expenses and other liabilities(19,584)(39,568)
Income taxes payable1,412
Other, net(828)535
Net cash provided by (used in) operating activities$56,628$35,674

ITEM 1. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is United Fire Group's unearned premiums?
United Fire Group (UFCS) reported unearned premiums of $31.25M in Q1 2026.
How has United Fire Group's unearned premiums changed year-over-year?
United Fire Group's unearned premiums increased by 37.2% year-over-year, from $22.78M to $31.25M.

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