Skip to content

United Fire Group UFCS Commercial other liability — Year 3

Similar metrics at other companies

Kemper logo
KMPRCommercial Automobile Insurance—Liability — Year 3
65.6%-3.5pp
Old Republic International logo
ORICommercial Automobile — Year 3
16.4%+0.4pp
Kemper logo
KMPRCommercial Automobile Insurance—Liability — Year 5
91.6%+1.1pp
CNA Financial logo
CNACommercial Auto — Year 3
19.1%+0.7pp
CNA Financial logo
CNAGeneral Liability — Year 3
15.5%-0.2pp
The Hartford Financial Services Group logo
HIGCommercial automobile physical damage — 3rd Year
0.4%+0.3pp

Other financials

Income statement

See full
Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

See full
Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

See full
Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

See full
Market cap$1.31B+80.0%
Enterprise value$1.29B
P/E10×-1.0×
P/S0.9×+0.4×

Profitability

See full
Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

See full
Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The official record: United Fire Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Fire Group's commercial other liability — year 3.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is United Fire Group's commercial other liability — year 3?
United Fire Group (UFCS) reported commercial other liability — year 3 of 14.1% in Q4 2025.
How has United Fire Group's commercial other liability — year 3 changed year-over-year?
United Fire Group's commercial other liability — year 3 decreased by 4.7% year-over-year, from 14.8% to 14.1%.
What does commercial other liability — year 3 mean?
Represents the net earned premiums or incurred losses associated with commercial other liability insurance policies originating three years prior to the current reporting period. This metric helps analysts track the long-tail development of claims and underwriting performance for this specific product line over time.