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United Fire Group UFCS Commercial other liability — Year 3
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Where this comes from
Reported directly by United Fire Group in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.
The source filing: United Fire Group’s 10-K, filed February 26, 2026.
- Filed
- Feb 26, 2026, 12:49 PM EST
- Fiscal year
- FY2025
- Accession
- 0000101199-26-000015
| Line item | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 1 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 2 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 3 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 4 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 5 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 6 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 7 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 8 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 9 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Commercial other liability | 7.1% | 14.1% | 14.1% | 16.5% | 10.2% | 9.0% | 8.1% | 5.6% | 4.4% | 9.4% |
| Commercial fire and allied | 58.6% | 22.0% | 6.9% | 3.9% | 2.7% | 1.4% | 0.4% | — | 0.4% | — |
| Commercial automobile | 35.7% | 21.3% | 17.3% | 11.8% | 7.8% | 3.2% | 1.6% | 0.4% | 0.5% | — |
| Commercial workers' compensation | 34.4% | 31.7% | 13.8% | 8.2% | 4.1% | 2.5% | 1.5% | 1.1% | 0.1% | 0.4% |
| Personal | 51.3% | 35.2% | 13.8% | 2.2% | 0.6% | 0.3% | 0.5% | 0.1% | 0.4% | — |
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
FAQ
- What is United Fire Group's commercial other liability — year 3?
- United Fire Group (UFCS) reported commercial other liability — year 3 of 14.1% in Q4 2025.
- How has United Fire Group's commercial other liability — year 3 changed year-over-year?
- United Fire Group's commercial other liability — year 3 decreased by 4.7% year-over-year, from 14.8% to 14.1%.
- What does commercial other liability — year 3 mean?
- Represents the net earned premiums or incurred losses associated with commercial other liability insurance policies originating three years prior to the current reporting period. This metric helps analysts track the long-tail development of claims and underwriting performance for this specific product line over time.
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