What is United Fire Group's personal — year 10?

United Fire Group (UFCS) reported personal — year 10 of 0% in Q4 2025.

What does personal — year 10 mean?

Represents the total financial performance or operational activity attributed to the personal lines insurance segment during the tenth year of the reporting period. This metric provides a decade-long view of the segment's performance, facilitating an assessment of strategic success in the personal insurance market. It is a key indicator of the segment's ability to sustain operations and generate value over an extended period.

United Fire Group UFCS Personal — Year 10

Similar metrics at other companies

AXSInsurance — Year 10

3.5%—

ESN

ESNTProperty Insurance Product Line — Year 10

0%—

GLREFinancial — Year 10

0%—

GLREHealth — Year 10

0%—

GLREProperty — Year 10

0.1%0.0pp

AFGProperty and casualty insurance — Year 10

1.5%-1.9pp

Other financials

Income statement

See full

Revenue$369.4M+11.6%

Net income$30.1M+69.8%

EPS (diluted)$1.15+71.6%

Balance sheet

See full

Cash & equivalents$162.0M-11.8%

Total debt$146.3M—

Total equity$950.6M+16.3%

Total assets$3.9B+10.8%

Cash flow

See full

Operating cash flow$56.6M+58.7%

CapEx$384.0K-84.6%

Free cash flow$56.2M+69.5%

Valuation

See full

Market cap$1.29B+76.8%

Enterprise value$1.27B—

P/E9.9×-1.1×

P/S0.9×+0.3×

Profitability

See full

Net margin9.2%+4.0pp

FCF margin20.1%-5.4pp

Returns & leverage

See full

Return on equity14.8%+6.3pp

Debt / equity0.2×—

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTen.

The official record: United Fire Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Fire Group's personal — year 10.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is United Fire Group's personal — year 10?: United Fire Group (UFCS) reported personal — year 10 of 0% in Q4 2025.
What does personal — year 10 mean?: Represents the total financial performance or operational activity attributed to the personal lines insurance segment during the tenth year of the reporting period. This metric provides a decade-long view of the segment's performance, facilitating an assessment of strategic success in the personal insurance market. It is a key indicator of the segment's ability to sustain operations and generate value over an extended period.