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U-Haul Holding UHAL Life Insurance — Assumed Premiums Earned Unearned

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Other financials

Income statement

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Revenue$1.7B+3.2%
Gross profit$1.4B+3.5%
Operating income$250.6M-2.6%
Net income$122.9M-13.6%
EPS (diluted)$0.11-76.7%

Balance sheet

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Cash & equivalents$1.1B+25.1%
Total debt$8.1B+11.7%
Total equity$7.7B0.0%
Total assets$21.7B+3.9%

Cash flow

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Operating cash flow$630.3M+5.3%
CapEx$822.4M-10.3%
Free cash flow-$192.1M+39.6%

Valuation

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Market cap$14.48B+30.2%
Enterprise value$21.53B+22.8%
P/E35.5×
P/S2.4×+0.5×

Profitability

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Gross margin95.9%-0.1pp
Operating margin8.5%-4.9pp
Net margin7.9%-3.8pp
FCF margin-20.3%-5.1pp

Returns & leverage

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Return on equity6.1%-3.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by U-Haul Holding in its filing.

Tagged under the XBRL concept uhal:AssumedPremiumsEarnedUnearned.

The source filing: U-Haul Holding’s 10-K, filed May 27, 2026.

Filed
May 27, 2026, 4:03 PM EDT
Fiscal year
FY2025
Accession
0001193125-26-241850
Year ended March 31, 2026Direct Amount (a)Ceded to Other CompaniesAssumedfrom Other CompaniesNet Amount (a)Percentageof Amount Assumed to Net
Accident and health23,3082511,96035,24334%
Annuity629530198%
Property and casualty105,119105,119
Total$$170,841$27$15,282186,096
Year ended March 31, 2025
Life insurance in force$$857,756$47$246,5521,104,26122%
Premiums earned:
Life$$46,038$4,51950,5579%

Item 16. Form 10-K Summary

FAQ

What is U-Haul Holding's life insurance — assumed premiums earned unearned?
U-Haul Holding (UHAL) reported life insurance — assumed premiums earned unearned of $756.75K in Q1 2026.
How has U-Haul Holding's life insurance — assumed premiums earned unearned changed year-over-year?
U-Haul Holding's life insurance — assumed premiums earned unearned decreased by 33.0% year-over-year, from $1.13M to $756.75K.
What is the long-term trend for U-Haul Holding's life insurance — assumed premiums earned unearned?
Over 4 years (2021 to 2025), U-Haul Holding's life insurance — assumed premiums earned unearned has grown at a -9.5% compound annual growth rate (CAGR), from $4.51M to $3.03M.
What does life insurance — assumed premiums earned unearned mean?
Represents the portion of insurance premiums earned by the company from assuming risk from other insurance carriers through reinsurance agreements. This metric reflects the company's participation in the broader insurance market by taking on liabilities from third-party insurers.

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