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U-Haul Holding UHAL Life Insurance — Life Insurance In Force Net

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SNFCALife Insurance Inforce — Life Insurance In Force Assumed
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SNFCALife Insurance Inforce — Life Insurance In Force Ceded
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SNFCALife Insurance Inforce — Life Insurance In Force Gross
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Other financials

Income statement

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Revenue$1.7B+3.2%
Gross profit$1.4B+3.5%
Operating income$250.6M-2.6%
Net income$122.9M-13.6%
EPS (diluted)$0.11-76.7%

Balance sheet

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Cash & equivalents$1.1B+25.1%
Total debt$8.1B+11.7%
Total equity$7.7B0.0%
Total assets$21.7B+3.9%

Cash flow

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Operating cash flow$630.3M+5.3%
CapEx$822.4M-10.3%
Free cash flow-$192.1M+39.6%

Valuation

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Market cap$14.48B+30.2%
Enterprise value$21.53B+22.8%
P/E35.5×
P/S2.4×+0.5×

Profitability

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Gross margin95.9%-0.1pp
Operating margin8.5%-4.9pp
Net margin7.9%-3.8pp
FCF margin-20.3%-5.1pp

Returns & leverage

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Return on equity6.1%-3.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by U-Haul Holding in its filing.

Tagged under the XBRL concept srt:LifeInsuranceInForceNet.

The source filing: U-Haul Holding’s 10-K, filed May 27, 2026.

Filed
May 27, 2026, 4:03 PM EDT
Fiscal year
FY2025
Accession
0001193125-26-241850
Year ended March 31, 2026Direct Amount (a)Ceded to Other CompaniesAssumedfrom Other CompaniesNet Amount (a)Percentageof Amount Assumed to Net
Life insurance in force$$791,894$47$187,335979,18219%
Premiums earned:
Life$$42,408$2$3,02745,4337%
Accident and health23,3082511,96035,24334%
Annuity629530198%
Property and casualty105,119105,119
Total$$170,841$27$15,282186,096
Year ended March 31, 2025

Item 16. Form 10-K Summary

FAQ

What is U-Haul Holding's life insurance — life insurance in force net?
U-Haul Holding (UHAL) reported life insurance — life insurance in force net of $979.18M in Q1 2026.
How has U-Haul Holding's life insurance — life insurance in force net changed year-over-year?
U-Haul Holding's life insurance — life insurance in force net decreased by 11.3% year-over-year, from $1.1B to $979.18M.
What does life insurance — life insurance in force net mean?
This is the net face value of life insurance policies retained by the segment after accounting for both ceded and assumed reinsurance. It represents the actual insurance risk exposure held on the company's own balance sheet.

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