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Upbound Group, Inc. UPBD Net originations and collections of customer cash advances

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Other financials

Income statement

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Revenue$1.2B+3.7%
Gross profit$586.5M+6.6%
Operating income$77.4M+23.7%
Net income$35.8M+44.4%
EPS (diluted)$0.61+45.2%

Balance sheet

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Cash & equivalents$98.4M-8.3%
Total debt$1.3B-5.9%
Total equity$715.7M+5.4%
Total assets$3.1B+2.8%

Cash flow

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Operating cash flow$170.7M+15.3%
CapEx$16.0M+50.9%
Free cash flow$154.7M+12.6%

Valuation

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Market cap$1.16B-6.6%
Enterprise value$2.35B-7.6%
P/E13.7×+1.6×
P/S0.2×0.0×

Profitability

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Gross margin48.7%+1.0pp
Operating margin5%-1.6pp
Net margin1.8%-1.0pp
FCF margin5.8%

Returns & leverage

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Return on equity12.1%-7.1pp
Debt / equity1.8×-0.2×

Where this comes from

Reported directly by Upbound Group, Inc. in its filing.

Tagged under the XBRL concept upbd:NetOriginationsAndCollectionsOfCustomerCashAdvances.

The source filing: Upbound Group, Inc.’s 10-Q, filed April 30, 2026. Open the filing →

Filed
Apr 30, 2026, 6:08 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-029049

FAQ

What is Upbound Group, Inc.'s net originations and collections of customer cash advances?
Upbound Group, Inc. (UPBD) reported net originations and collections of customer cash advances of $18.77M in Q1 2026.
How has Upbound Group, Inc.'s net originations and collections of customer cash advances changed year-over-year?
Upbound Group, Inc.'s net originations and collections of customer cash advances increased by 82.9% year-over-year, from $10.26M to $18.77M.
What does net originations and collections of customer cash advances mean?
Represents the net cash flow resulting from the issuance of new customer cash advances and the subsequent repayment of those obligations. This metric is a key indicator of the company's lending activity volume and the effectiveness of its credit collection processes.

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