What is Upbound Group, Inc.'s market cap?

Upbound Group, Inc. (UPBD) has a market capitalization of $1.2B and trades on NASDAQ.

What is Upbound Group, Inc.'s revenue and profitability?

Upbound Group, Inc. generated $4.7B in trailing twelve-month revenue with net income of $84.2M, representing a net margin of 1.8%. Gross margin stands at 48.7%, with free cash flow of $276.7M. These figures are based on the Q1 2026 filing.

Who are Upbound Group, Inc.'s competitors?

Upbound Group, Inc.'s key competitors include Affirm, PROG Holdings, Katapult Holdings, Inc. Common Stock, and others. These companies compete in similar markets and product categories.

Who does Upbound Group, Inc. partner with?

Upbound Group, Inc.'s notable partners include PayPal, Venmo.

What subsidiaries does Upbound Group, Inc. have?

Upbound Group, Inc.'s subsidiaries include Acima Holdings, LLC, Brigit, Acceptance Now.

Where is Upbound Group, Inc. headquartered?

Upbound Group, Inc. is headquartered in United States of America and employs approximately 12,970 people. It has been publicly traded since 1995.

Upbound Group, Inc.

UPBD

Upbound Group is a technology-driven financial solutions provider specializing in lease-to-own (LTO) and financial wellness products for underserved consumers.

Market cap

$1.2B-14.7%

Revenue$4.7B+7.7%

Net income$84.2M-30.1%

Free cash flow$276.7M+6.5%

EPS (diluted)$1.43-32.9%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

April 30, 2026

Revenue$1.2BMiss by $6.7M EPS$1.08Beat by $0.02

Read the full report

Next report

Jul 30, 2026 (Tomorrow)

Revenue estimate$1.2B

EPS estimate$1.07

Financials

Q1 2026

Income statement

See full

Revenue$1.2B+3.7%

Gross profit$586.5M+6.6%

Operating income$77.4M+23.7%

Net income$35.8M+44.4%

EPS (diluted)$0.61+45.2%

Balance sheet

See full

Cash & equivalents$98.4M-8.3%

Total debt$1.3B-5.9%

Total equity$715.7M+5.4%

Total assets$3.1B+2.8%

Cash flow

See full

Operating cash flow$170.7M+15.3%

CapEx$16.0M+50.9%

Free cash flow$154.7M+12.6%

Valuation & ratios

Valuation

See full

Market cap$1.2B-14.7%

Enterprise value$2.4B-13.2%

P/E14.3×0.0×

P/S0.3×-0.1×

Profitability

See full

Gross margin48.7%+1.0pp

Operating margin5%-1.6pp

Net margin1.8%-1.0pp

FCF margin5.8%—

Returns & leverage

See full

Return on equity12.1%-7.1pp

Debt / equity1.8×-0.2×

Segments

By segment

See full

Acima$648.7M+1.8%

Rent-A-Center$481.6M-1.5%

Brigit$67.7M+112%

Mexico$21.8M+19.6%

Competitors

By market cap

Affirm Holdings, Inc.$24.5B+12.3%

PROG Holdings$1.7B+34.5%

ACV Auctions Inc.$1.4B-43.2%

Upbound Group, Inc.$1.2B-17.4%

Hertz Global Holdings, Inc.$631.5M-70.7%

NetSol Technologies$51.1M-1.8%

Katapult Holdings, Inc.$32.4M-41.7%

AMO

Alpha Modus Holdings, Inc.$374.1K-97.9%

By revenue growth

Affirm Holdings, Inc.+32.1%

ACV Auctions Inc.+15.9%

NetSol Technologies+9.0%

Upbound Group, Inc.+7.7%

PROG Holdings+1.7%

By net margin

Affirm Holdings, Inc.9.63%+11.7pp

PROG Holdings6.0%-2.7pp

NetSol Technologies2.45%+1.2pp

Upbound Group, Inc.1.78%-1.0pp

ACV Auctions Inc.-7.97%+3.0pp

Profile

Upbound Group is a technology-driven financial solutions provider specializing in lease-to-own (LTO) and financial wellness products for underserved consumers. The company enables customers with limited credit access to obtain high-quality durable goods through flexible lease-purchase agreements without long-term debt obligations. Its value proposition centers on providing inclusive financial alternatives through both physical retail locations and integrated digital platforms.

Competitive position

A leading provider of lease-to-own solutions with a significant brick-and-mortar footprint and a growing virtual fintech presence.

GeographiesUnited States, Puerto Rico, Mexico

Customer segmentsSubprime consumers, Underserved populations, SMB retailers, National retail chains

Business modelLease-to-own, Subscription SaaS, B2B2C, Franchising

SuppliersDurable goods manufacturers, Wholesale furniture suppliers, Consumer electronics OEMs, Bank partners for credit products

CustomersSubprime and underserved retail consumers, Third-party retail partners, Franchise operators

CountryUnited States of America

Listed1995

Employees13.0K

CEOFahmi Karam

SectorTechnology

IndustrySoftware - Application

Websiteupbound.com

FilingsSEC EDGAR

Ask your AI about Upbound Group, Inc..

Connect your AI assistant and dig into the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Upbound Group, Inc.'s market cap?: Upbound Group, Inc. (UPBD) has a market capitalization of $1.2B and trades on NASDAQ.
What is Upbound Group, Inc.'s revenue and profitability?: Upbound Group, Inc. generated $4.7B in trailing twelve-month revenue with net income of $84.2M, representing a net margin of 1.8%. Gross margin stands at 48.7%, with free cash flow of $276.7M. These figures are based on the Q1 2026 filing.
Who are Upbound Group, Inc.'s competitors?: Upbound Group, Inc.'s key competitors include Affirm, PROG Holdings, Katapult Holdings, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does Upbound Group, Inc. partner with?: Upbound Group, Inc.'s notable partners include PayPal, Venmo.
What subsidiaries does Upbound Group, Inc. have?: Upbound Group, Inc.'s subsidiaries include Acima Holdings, LLC, Brigit, Acceptance Now.
Where is Upbound Group, Inc. headquartered?: Upbound Group, Inc. is headquartered in United States of America and employs approximately 12,970 people. It has been publicly traded since 1995.