What is PROG Holdings's market cap?

PROG Holdings (PRG) has a market capitalization of $1.8B and trades on NYSE.

What is PROG Holdings's revenue and profitability?

PROG Holdings generated $2.5B in trailing twelve-month revenue with net income of $148.1M, representing a net margin of 6.0%, with free cash flow of $551.0M. These figures are based on the Q1 2026 filing.

Who are PROG Holdings's competitors?

PROG Holdings's key competitors include Upbound Group, Inc., Affirm Holdings, Inc., PayPal Holdings, Inc., and others. These companies compete in similar markets and product categories.

What subsidiaries does PROG Holdings have?

PROG Holdings's subsidiaries include Progressive Leasing, Four Technologies, Inc., Purchasing Power, and others.

Where is PROG Holdings headquartered?

PROG Holdings is headquartered in United States of America and employs approximately 1,606 people. It has been publicly traded since 1984.

PROG Holdings

PRG

PROG Holdings is a financial technology holding company that provides transparent payment and purchase options to credit-challenged consumers.

Market cap

$1.81B+40.9%

Revenue$2.5B+1.7%

Net income$148.1M-29.5%

Free cash flow$551.0M+82.7%

EPS (diluted)$3.65-25.2%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q2 2026 report

July 29, 2026

Revenue$719.7MBeat by $6.2M EPS$1.19Beat by $0.24

Read the full report

Next report

Oct 28, 2026 (in 3 months)

Revenue estimate$745.0M

EPS estimate$1.09

Financials

Q1 2026

Income statement

See full

Revenue$742.7M+11.1%

Gross profit$680.2M+1.8%

Operating income$65.3M+15.9%

Net income$36.1M+3.8%

EPS (diluted)$0.89+7.2%

Balance sheet

See full

Cash & equivalents$79.5M-62.7%

Total debt$936.1M+55.0%

Total equity$774.4M+18.3%

Total assets$2.0B+39.0%

Cash flow

See full

Operating cash flow$171.7M-18.2%

CapEx$3.1M+60.5%

Free cash flow$168.6M-19.0%

Valuation & ratios

Valuation

See full

Market cap$1.81B+40.9%

Enterprise value$2.66B+61.0%

P/E12.2×+6.3×

P/S0.7×+0.2×

Profitability

See full

Operating margin8.7%0.0pp

Net margin6%-2.7pp

Returns & leverage

See full

Return on equity20.7%-13.1pp

Debt / equity1.2×+0.3×

Segments

By segment

See full

Purchasing Power$107.1M—

Four$35.0M—

By product

See full

Service revenue$5.8M—

Competitors

By market cap

PayPal Holdings, Inc.$50.3B-26.7%

Affirm Holdings, Inc.$24.2B+10.6%

PROG Holdings$1.8B+42.0%

Upbound Group, Inc.$1.3B-12.1%

OppFi$824.0M+189%

Priority Technology Holdings$567.4M+3.1%

NetSol Technologies$51.3M0.0%

Katapult Holdings, Inc.$31.9M-41.1%

By revenue growth

Affirm Holdings, Inc.+32.1%

NetSol Technologies+9.0%

Priority Technology Holdings+8.8%

OppFi+8.2%

Upbound Group, Inc.+7.7%

PayPal Holdings, Inc.+5.7%

PROG Holdings+1.7%

By net margin

OppFi17.5%+14.7pp

PayPal Holdings, Inc.16.36%0.0pp

Affirm Holdings, Inc.9.63%+11.7pp

PROG Holdings6.0%-2.7pp

Priority Technology Holdings5.85%+2.8pp

NetSol Technologies2.45%+1.2pp

Upbound Group, Inc.1.78%-1.0pp

Profile

PROG Holdings is a financial technology holding company that provides transparent payment and purchase options to credit-challenged consumers. The company operates a unified financial ecosystem offering lease-to-own solutions, buy now pay later (BNPL) services, and payroll-deduction purchase programs. Its core value proposition is providing underserved near-prime and subprime customers with alternatives to traditional financing for durable goods.

Competitive position

A leading provider of non-prime point-of-sale payment solutions with a significant presence in the lease-to-own market through deep retail integrations.

GeographiesUnited States

Customer segmentsSubprime consumers, Near-prime consumers, Retailers, Enterprise employers

Business modelLease-to-own, Buy Now Pay Later (BNPL), B2B2C, Payroll deduction

SuppliersCloud infrastructure providers, Data providers for credit decisioning, Consumer electronics and furniture manufacturers

CustomersSubprime and near-prime retail shoppers, Corporate employees, Retail partners seeking incremental sales

CountryUnited States of America

Listed1984

Employees1.6K

CEOSteven A. Michaels

SectorIndustrials

IndustryRental & Leasing Services

Websiteprogholdings.com

FilingsSEC EDGAR

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Questions, answered.

What is PROG Holdings's market cap?: PROG Holdings (PRG) has a market capitalization of $1.8B and trades on NYSE.
What is PROG Holdings's revenue and profitability?: PROG Holdings generated $2.5B in trailing twelve-month revenue with net income of $148.1M, representing a net margin of 6.0%, with free cash flow of $551.0M. These figures are based on the Q1 2026 filing.
Who are PROG Holdings's competitors?: PROG Holdings's key competitors include Upbound Group, Inc., Affirm Holdings, Inc., PayPal Holdings, Inc., and others. These companies compete in similar markets and product categories.
What subsidiaries does PROG Holdings have?: PROG Holdings's subsidiaries include Progressive Leasing, Four Technologies, Inc., Purchasing Power, and others.
Where is PROG Holdings headquartered?: PROG Holdings is headquartered in United States of America and employs approximately 1,606 people. It has been publicly traded since 1984.