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Total debt at other companies

PCB Bancorp logo
PCB BancorpPCB
$18.3M-6.0%
RBB Bancorp logo
RBB BancorpRBB
$144.38M-2.5%
BSR
Sierra BancorpBSRR
$49.51M+0.2%
JPMorgan Chase logo
JPMorgan ChaseJPM
Bank of America logo
Bank of AmericaBAC
Wells Fargo & Company logo
Wells Fargo & CompanyWFC

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $4.76M.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s total debt?
USCB Financial Holdings, Inc. (USCB) reported total debt of $4.76M in Q1 2026.
How has USCB Financial Holdings, Inc.'s total debt changed year-over-year?
USCB Financial Holdings, Inc.'s total debt decreased by 38.3% year-over-year, from $7.71M to $4.76M.
What is the long-term trend for USCB Financial Holdings, Inc.'s total debt?
Over 5 years (2020 to 2025), USCB Financial Holdings, Inc.'s total debt has grown at a -17.6% compound annual growth rate (CAGR), from $14.51M to $5.52M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.