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Free cash flow margin at other companies

RBB Bancorp logo
RBB BancorpRBB
824.3%-266pp
PCB Bancorp logo
PCB BancorpPCB
33.9%+14.0pp
California BanCorp logo
California BanCorpBCAL
32.9%-2.9pp
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
25.7%-9.3pp
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
26.8%-11.2pp
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSBP

Other financials

Income statement

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Revenue$27.9M+14.5%
Net income$9.1M+11.5%
EPS (diluted)$0.49+22.5%

Balance sheet

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Cash & equivalents$118.2M+116%
Total debt$12.6M+79.2%
Total equity$233.2M+0.7%
Total assets$3.0B+11.0%

Cash flow

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Operating cash flow$24.7M+36.6%
CapEx$442.0K+821%
Free cash flow$24.2M+34.5%

Valuation

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Market cap$412.38M+26.9%
Enterprise value$306.86M+10.7%
P/E14.4×+3.4×
P/S4.3×+0.7×

Profitability

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Net margin29.6%-2.7pp

Returns & leverage

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Return on equity12.4%-1.3pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from USCB Financial Holdings, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: USCB Financial Holdings, Inc.’s 10-Q, filed November 7, 2025. Open the filing →

Filed
Nov 7, 2025
Fiscal quarter
Q3 FY2025
Calendar quarter
Q3 2025
Accession
0001562762-25-000269

FAQ

What is USCB Financial Holdings, Inc.'s free cash flow margin?
USCB Financial Holdings, Inc. (USCB) reported free cash flow margin of 55.3% in Q3 2025.
What is the long-term trend for USCB Financial Holdings, Inc.'s free cash flow margin?
Over 3 years (2020 to 2024), USCB Financial Holdings, Inc.'s free cash flow margin has grown at a 20.9% compound annual growth rate (CAGR), from 25.7% to 45.3%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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