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Univest Financial Corporation UVSP Banking1 — Cash & Equivalents

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Other financials

Income statement

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Revenue$84.4M+4.1%
Net income$23.0M+14.9%
EPS (diluted)$0.82+18.8%

Balance sheet

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Cash & equivalents$195.3M+21.8%
Total debt$70.7M-48.2%
Total equity$954.3M+4.1%
Total assets$8.2B+3.3%

Cash flow

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Operating cash flow$24.0M+3.1%
CapEx$1.1M-20.7%
Free cash flow$22.9M+4.5%

Valuation

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Market cap$1.21B+47.0%
Enterprise value$1.08B+35.8%
P/E12.3×+2.0×
P/S3.6×+0.9×

Profitability

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Net margin29%+3.2pp
FCF margin31.2%-1.5pp

Returns & leverage

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Return on equity10.5%+1.5pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Univest Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents.

The source filing: Univest Financial Corporation’s 10-Q, filed July 28, 2026.

Filed
Jul 28, 2026, 2:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000102212-26-000037
(Dollars in thousands)BankingWealth ManagementInsuranceOtherConsolidated
Other segment disclosures:
Cash and cash equivalents$97,282$58,318$39,725$195,325
Loans and leases, including loans held for sale, net of allowance for credit losses6,965,2276,965,227
Goodwill138,47615,43421,600175,510
Other segment assets827,5152,4992,91134,005866,930
Total segment assets$8,028,500$76,251$64,236$34,005$8,202,992

Item 1. Financial Statements (Unaudited)

FAQ

What is Univest Financial Corporation's banking1 — cash & equivalents?
Univest Financial Corporation (UVSP) reported banking1 — cash & equivalents of $97.28M in Q2 2026.
How has Univest Financial Corporation's banking1 — cash & equivalents changed year-over-year?
Univest Financial Corporation's banking1 — cash & equivalents increased by 31.0% year-over-year, from $74.29M to $97.28M.
What does banking1 — cash & equivalents mean?
This represents the highly liquid assets held by the banking segment, including cash on hand and short-term investments that can be readily converted into cash. It serves as a primary indicator of the segment's immediate liquidity and its ability to meet short-term obligations or fund sudden loan demand. Maintaining an optimal balance is critical for operational stability and regulatory compliance.

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