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Univest Financial Corporation UVSP Banking1 — Net capital expenditures

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Other financials

Income statement

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Revenue$84.4M+4.1%
Net income$23.0M+14.9%
EPS (diluted)$0.82+18.8%

Balance sheet

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Cash & equivalents$195.3M+21.8%
Total debt$70.7M-48.2%
Total equity$954.3M+4.1%
Total assets$8.2B+3.3%

Cash flow

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Operating cash flow$24.0M+3.1%
CapEx$1.1M-20.7%
Free cash flow$22.9M+4.5%

Valuation

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Market cap$1.18B+42.9%
Enterprise value$1.06B+31.7%
P/E12×+1.7×
P/S3.5×+0.8×

Profitability

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Net margin29%+3.2pp
FCF margin31.2%-1.5pp

Returns & leverage

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Return on equity10.5%+1.5pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Univest Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForProceedsFromOtherInvestingActivities.

The source filing: Univest Financial Corporation’s 10-Q, filed July 28, 2026.

Filed
Jul 28, 2026, 2:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000102212-26-000037
(Dollars in thousands)Three Months Ended / BankingThree Months Ended / Wealth ManagementThree Months Ended / InsuranceThree Months Ended / OtherThree Months Ended / Consolidated
Deposit insurance premiums1,1181,118
Intangible expense236992
Other segment items (2)5,804540675917,002
Intersegment expense (revenue) (3)7,495159112(7,766)
Income (loss) before income taxes$28,133$2,433$1,054$(3,062)$28,558
Income tax expense (benefit)5,652497212(756)5,605
Net income (loss)$22,481$1,936$842$(2,306)$22,953
Net capital expenditures$928$5$22$111$1,066

Item 1. Financial Statements (Unaudited)

FAQ

What is Univest Financial Corporation's banking1 — net capital expenditures?
Univest Financial Corporation (UVSP) reported banking1 — net capital expenditures of $928K in Q2 2026.
How has Univest Financial Corporation's banking1 — net capital expenditures changed year-over-year?
Univest Financial Corporation's banking1 — net capital expenditures increased by 7.9% year-over-year, from $860K to $928K.
What is the long-term trend for Univest Financial Corporation's banking1 — net capital expenditures?
Over 3 years (2022 to 2025), Univest Financial Corporation's banking1 — net capital expenditures has grown at a 8.2% compound annual growth rate (CAGR), from -$2.47M to $3.13M.
What does banking1 — net capital expenditures mean?
This metric measures the net cash outflow used by the banking segment to acquire, maintain, or upgrade physical assets such as branches, technology infrastructure, and equipment. It is calculated by subtracting proceeds from the sale of assets from total capital expenditures. This figure indicates the segment's ongoing investment in its operational capacity and long-term infrastructure.

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