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Univest Financial Corporation UVSP Banking — Other income

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Other financials

Income statement

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Revenue$84.4M+4.1%
Net income$23.0M+14.9%
EPS (diluted)$0.82+18.8%

Balance sheet

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Cash & equivalents$195.3M+21.8%
Total debt$70.7M-48.2%
Total equity$954.3M+4.1%
Total assets$8.2B+3.3%

Cash flow

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Operating cash flow$24.0M+3.1%
CapEx$1.1M-20.7%
Free cash flow$22.9M+4.5%

Valuation

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Market cap$1.18B+42.9%
Enterprise value$1.06B+31.7%
P/E12×+1.7×
P/S3.5×+0.8×

Profitability

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Net margin29%+3.2pp
FCF margin31.2%-1.5pp

Returns & leverage

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Return on equity10.5%+1.5pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Univest Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncomeOtherOperatingIncome.

The source filing: Univest Financial Corporation’s 10-K, filed February 23, 2026.

Filed
Feb 23, 2026, 3:50 PM EST
Fiscal year
FY2025
Accession
0000102212-26-000012
(Dollars in thousands) / For the Year Ended December 31, 2025BankingWealth ManagementInsuranceOtherConsolidated
Service charges on deposit accounts8,9918,991
Investment advisory commission and fee income22,79922,799
Insurance commission and fee income22,44322,443
Other service fee income (2)10,6352624110,938
Bank owned life insurance income (1)5,7231265,849
Net gain on mortgage banking activities (1)3,3623,362
Other income (2)4,6066144,626
Total noninterest income$33,317$31,920$22,484$140$87,861

Item 8. Financial Statements and Supplementary Data

FAQ

What is Univest Financial Corporation's banking — other income?
Univest Financial Corporation (UVSP) reported banking — other income of $1.15M in Q4 2025.
How has Univest Financial Corporation's banking — other income changed year-over-year?
Univest Financial Corporation's banking — other income increased by 16.3% year-over-year, from $990.25K to $1.15M.
What is the long-term trend for Univest Financial Corporation's banking — other income?
Over 4 years (2021 to 2025), Univest Financial Corporation's banking — other income has grown at a 1.8% compound annual growth rate (CAGR), from $4.29M to $4.61M.
What does banking — other income mean?
This category aggregates miscellaneous revenue streams within the banking segment that do not fall under primary interest or fee-based categories. It provides insight into the diversity of the bank's operational revenue sources. Monitoring this helps investors understand the bank's reliance on secondary or ancillary business activities.

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