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UWM Holdings UWMC Q4 2025 Annual earnings

Reported February 25, 2026 · Before market open

Revenue$759.0MMiss by $687.6K
EPS$0.08Miss by $0.01
Revenue estimate$759.7M
EPS estimate$0.09

Next report

Nov 5, 2026 (in 2 months)
Revenue estimate$720.4M
EPS estimate$0.06

Financials

Q4 2025

Income statement

See full
Revenue$945.2M+31.2%
Net income$19.4M+118%
EPS (diluted)$0.08+14.3%

Balance sheet

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Cash & equivalents$503.4M-0.8%
Total debt$3.1B+6.7%
Total equity$1.6B-22.4%
Total assets$16.9B+8.0%

Cash flow

See full
CapEx$21.7M+162%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$1.18B+26.8%
Enterprise value$3.78B+13.4%
P/E42.9×-21.4×
P/S0.4×0.0×

Profitability

See full
Net margin0.9%+0.3pp

Returns & leverage

See full
Return on equity1.5%+0.9pp
Debt / equity1.9×+0.5×

FAQ

When did UWM Holdings report Q4 2025 earnings?
UWM Holdings (UWMC) reported Q4 2025 earnings on February 25, 2026 before market open.
What were UWM Holdings's Q4 2025 revenue and EPS?
UWM Holdings reported revenue of $759.0M and eps of $0.08 for Q4 2025.
Did UWM Holdings beat estimates in Q4 2025?
Revenue missed the consensus estimate of $759.7M by $687.6K. EPS missed the consensus estimate of $0.09 by $0.01.
How did UWM Holdings's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 58.6% from $478.6M a year earlier and eps declined 5.3% from $0.08.
Where can I find UWM Holdings's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001783398-26-000010) and the 10-K periodic report (0001783398-26-000013) directly on SEC EDGAR. The filing index links above go to sec.gov.