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Valley National Bank VLY Capital Conservation Buffer

Capital Conservation Buffer at other companies

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$0.080.0%

Other financials

Income statement

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Revenue$560.7M+13.3%
Net income$170.9M+28.3%
EPS (diluted)$0.29+31.8%

Balance sheet

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Cash & equivalents$966.9M-18.5%
Total debt$433.5M+167%
Total equity$7.9B+4.5%
Total assets$66.3B+5.8%

Cash flow

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Operating cash flow$163.5M+2.8%
CapEx$3.3M+7.7%
Free cash flow$160.2M+2.7%

Valuation

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Market cap$8.17B+58.3%
Enterprise value$7.64B+84.6%
P/E11.8×+0.4×
P/S3.8×+1.1×

Profitability

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Net margin32.2%+8.6pp
FCF margin25.9%

Returns & leverage

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Return on equity9%+2.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Valley National Bank in its filing.

Tagged under the XBRL concept us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.

The source filing: Valley National Bank’s 10-K, filed February 27, 2026.

Filed
Feb 26, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000714310-26-000017
As of December 31, 2025Actual / AmountActual / RatioMinimum Capital Requirements / AmountMinimum Capital Requirements / RatioTo Be Well Capitalized Under Prompt Corrective Action Provision / AmountTo Be Well Capitalized Under Prompt Corrective Action Provision / Ratio
Total Risk-based Capital
Valley$6,965,72413.77%$5,311,53410.50%N/AN/A
Valley National Bank6,841,49413.545,306,49310.50$5,053,80310.00%
Common Equity Tier 1 Capital
Valley5,558,50810.993,541,0237.00N/AN/A
Valley National Bank6,297,55812.463,537,6627.003,284,9726.50
Tier 1 Risk-based Capital
Valley5,912,75011.694,299,8138.50N/AN/A

Item 8. Financial Statements and Supplementary Data

FAQ

What is Valley National Bank's capital conservation buffer?
Valley National Bank (VLY) reported capital conservation buffer of $0.11 in Q4 2025.
How has Valley National Bank's capital conservation buffer changed year-over-year?
Valley National Bank's capital conservation buffer decreased by 0.0% year-over-year, from $0.11 to $0.11.
What is the long-term trend for Valley National Bank's capital conservation buffer?
Over 5 years (2020 to 2025), Valley National Bank's capital conservation buffer has grown at a 0.0% compound annual growth rate (CAGR), from $0.11 to $0.11.
What does capital conservation buffer mean?
The capital conservation buffer is an additional layer of high-quality capital that banks are required to hold above the minimum regulatory requirements. It is designed to be drawn down during periods of economic stress to absorb losses. Maintaining a robust buffer is a key indicator of a bank's financial resilience and capital adequacy.

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