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Valley National Bank VLY Tier 1 Leverage Adequacy Requirement

Tier 1 Leverage Adequacy Requirement at other companies

Metropolitan Bank Holding Corp. logo
Metropolitan Bank Holding Corp.MCB
$333.94M+13.5%
Customers Bancorp logo
Customers BancorpCUBI
$1.02B+13.3%

Other financials

Income statement

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Revenue$560.7M+13.3%
Net income$170.9M+28.3%
EPS (diluted)$0.29+31.8%

Balance sheet

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Cash & equivalents$966.9M-18.5%
Total debt$433.5M+167%
Total equity$7.9B+4.5%
Total assets$66.3B+5.8%

Cash flow

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Operating cash flow$163.5M+2.8%
CapEx$3.3M+7.7%
Free cash flow$160.2M+2.7%

Valuation

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Market cap$8.1B+55.2%
Enterprise value$7.56B+80.4%
P/E11.7×+0.2×
P/S3.8×+1.0×

Profitability

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Net margin32.2%+8.6pp
FCF margin25.9%

Returns & leverage

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Return on equity9%+2.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Valley National Bank in its filing.

Tagged under the XBRL concept us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy.

The source filing: Valley National Bank’s 10-K, filed February 27, 2026.

Filed
Feb 26, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000714310-26-000017
As of December 31, 2025Actual / AmountActual / RatioMinimum Capital Requirements / AmountMinimum Capital Requirements / RatioTo Be Well Capitalized Under Prompt Corrective Action Provision / AmountTo Be Well Capitalized Under Prompt Corrective Action Provision / Ratio
Valley5,912,75011.694,299,8138.50N/AN/A
Valley National Bank6,297,55812.464,295,7338.504,043,0428.00
Tier 1 Leverage Capital
Valley5,912,7509.632,455,9464.00N/AN/A
Valley National Bank6,297,55810.272,453,6704.003,067,0885.00
As of December 31, 2024
Total Risk-based Capital
Valley$6,703,18613.87%$5,076,00410.50%N/AN/A

Item 8. Financial Statements and Supplementary Data

FAQ

What is Valley National Bank's tier 1 leverage adequacy requirement?
Valley National Bank (VLY) reported tier 1 leverage adequacy requirement of $2.46B in Q4 2025.
How has Valley National Bank's tier 1 leverage adequacy requirement changed year-over-year?
Valley National Bank's tier 1 leverage adequacy requirement increased by 0.7% year-over-year, from $2.44B to $2.46B.
What is the long-term trend for Valley National Bank's tier 1 leverage adequacy requirement?
Over 5 years (2020 to 2025), Valley National Bank's tier 1 leverage adequacy requirement has grown at a 9.1% compound annual growth rate (CAGR), from $1.59B to $2.46B.
What does tier 1 leverage adequacy requirement mean?
The Tier 1 leverage adequacy requirement is a non-risk-based measure that sets a floor for the ratio of Tier 1 capital to total consolidated assets. It acts as a backstop to risk-based capital requirements, preventing banks from becoming overly leveraged. This ensures a minimum level of capital regardless of the perceived risk of the assets.

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